Department of Labor filing

M.D.C. HOLDINGS, INC.

M.D.C. HOLDINGS, INC. 401(K) SAVINGS PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

70filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$1,953

Reported employer contributions per active participant.

Higher than about 71% of comparable plans

#People in the filing

1,870

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$65 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 65% of comparable plans

↗Investment performance

Not available

Plan assets changed 9.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202470out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions71st percentileTypical peer $1,145 · based on 241 comparable plans

Lower reported administrative expense65th percentileTypical peer $91 · based on 244 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, M.D.C. HOLDINGS, INC. reported $3,652,995 in employer contributions across the plan and 1,870 active participants. That works out to $1,953 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy73%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 3.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 6.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context70/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $3,652,995
Participant contributions: $12,098,113
Other contributions: $2,260,165
Employer share of reported contributions: 23.2%
Beginning assets: $144,622,373
Ending assets: $158,835,343
Ending net assets: $158,835,343
Ending liabilities: Not reported
Total income: $39,490,045
Total expenses: $25,277,075
Administrative expenses: $157,220
Participant loans: $1,536,370

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,897

2023

$1,736

2024

$1,953

Plan-paid administrative expenses per participant

2022

$61

2023

$55

2024

$65

Active participants

2022

1,639

2023

1,732

2024

1,870

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,953	1,870	158.8M	20251015102437NAL0009061746005
2023	$1,736	1,732	144.6M	20241010164533NAL0011748051001
2022	$1,897	1,639	124.9M	20230920163226NAL0004280866001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 840622967-004

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1992
Industry: Real estate
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2I2J2K2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
CHARLES SCHWAB & CO. INC. AND AFFIL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251015102437NAL0009061746005

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗