Department of Labor filing

M&S ENGINEERING, LLC

M&S COMPANIES 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 24, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

44filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$2,105

Reported employer contributions per active participant.

Higher than about 31% of comparable plans

#People in the filing

324

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$78 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 73% of comparable plans

↗Investment performance

Not available

Plan assets changed 26.2%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202444out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions31st percentileTypical peer $3,137 · based on 5,509 comparable plans

Lower reported administrative expense73rd percentileTypical peer $173 · based on 5,672 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, M&S ENGINEERING, LLC reported $682,150 in employer contributions across the plan and 324 active participants. That works out to $2,105 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy84%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 2.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 9.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context44/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $682,150
Participant contributions: $1,508,874
Other contributions: $63,677
Employer share of reported contributions: 31.1%
Beginning assets: $13,183,395
Ending assets: $16,639,928
Ending net assets: $16,639,928
Ending liabilities: $0
Total income: $4,351,615
Total expenses: $895,082
Administrative expenses: $25,238
Participant loans: $255,564

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,056

2023

$2,165

2024

$2,105

Plan-paid administrative expenses per participant

2022

$72

2023

$80

2024

$78

Active participants

2022

226

2023

270

2024

324

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,105	324	16.6M	20250924154953NAL0017472482001
2023	$2,165	270	13.2M	20240926084706NAL0000724368001
2022	$2,056	226	10.3M	20230720101015NAL0003498801001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.5%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 742972800-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2016
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G2F2J2K2T3B3H2E3D2R

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250924154953NAL0017472482001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗