Department of Labor filing

MANUEL CARDOSO & SONS DAIRY LT

2 retirement plans combined · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jul 22, 2026Verified current terms Not available

Plan summary

What matters most

This plan has an employer contribution that still needs verification and vesting that still needs verification. Peer filing context is shown below.

09 · Employer contribution vs. peers$582

Up 0.0% over the filing history shown.

10 · Plan healthFiling history

Participation up 0.0% · assets up 0.0%

What still needs verification

vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

The short version

What employees should know

For the year ended Dec 31, 2025, MANUEL CARDOSO & SONS DAIRY LT reported $9,895 in employer contributions across its retirement plans, or $582 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating17

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These totals combine every public plan record tied to this employer. They are not individual account balances.

Employer contributions
$9,895
$582 per active participant
Participant contributions
$9,895
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
50.0%
Active participants
17
Small plan
Total participants
18
18 at the beginning of the year
Ending assets
$28,377
$1,577 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$6,957
Ending net assets
$28,377
Beginning liabilities
$0
Ending liabilities
$0
Total income
$22,838
Total expenses
$1,418
Administrative expenses
$65
$4 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

These charts combine the employer’s public plans by filing year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$582
Administrative cost per participant
2025
$4
Active participants
2025
17
Total plan assets
2025
$28,377
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$5821728.4K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
770178797-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2021
Industry
Agriculture, forestry, fishing and hunting
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F3D2T2G2J

All plans from this employer

2 public plan records roll up to this profile

The employer totals above combine these records by year. Open an individual plan for its own filing details.

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_IDEMPLOYER-2025
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗