Department of Labor filing

MCGRATH NORTH MULLIN & KRATZ, PC LLO

MCGRATH NORTH MULLIN & KRATZ, PC LLO PROFIT SHARING / 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

70filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$11,533

Reported employer contributions per active participant.

Higher than about 94% of comparable plans

#People in the filing

113

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$364 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 15% of comparable plans

↗Investment performance

Not available

Plan assets changed 12.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202470out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions94th percentileTypical peer $3,137 · based on 5,509 comparable plans

Lower reported administrative expense15th percentileTypical peer $173 · based on 5,672 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, MCGRATH NORTH MULLIN & KRATZ, PC LLO reported $1,303,254 in employer contributions across the plan and 113 active participants. That works out to $11,533 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy86%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 11.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 21.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context70/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,303,254
Participant contributions: $1,210,188
Other contributions: $6,099
Employer share of reported contributions: 51.9%
Beginning assets: $79,788,609
Ending assets: $89,405,800
Ending net assets: $89,405,800
Ending liabilities: $0
Total income: $14,481,420
Total expenses: $4,864,229
Administrative expenses: $49,169
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$10,379

2023

$11,205

2024

$11,533

Plan-paid administrative expenses per participant

2022

$464

2023

$452

2024

$364

Active participants

2022

112

2023

114

2024

113

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$11,533	113	89.4M	20251014094912NAL0001194691001
2023	$11,205	114	79.8M	20241015141727NAL0016599027001
2022	$10,379	112	67.7M	20231015131712NAL0048421808001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: Not stated in the filing
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 470551221-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Sep 1, 1989
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2R2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
CHARLES SCHWAB & CO., INC.	2024	Not reported	unknown
CHARLES SCHWAB INVESTMENT MGMT	2024	Not reported	unknown
THE VANGUARD GROUP, INC.	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251014094912NAL0001194691001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗