Department of Labor filing

MERRILL GARDENS, LLC

R.D. MERRILL COMPANIES 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 23, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

66filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$915

Reported employer contributions per active participant.

Higher than about 90% of comparable plans

#People in the filing

2,857

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$83 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 10% of comparable plans

↗Investment performance

Not available

Plan assets changed 17.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202466out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions90th percentileTypical peer $129 · based on 105 comparable plans

Lower reported administrative expense10th percentileTypical peer $36 · based on 119 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, MERRILL GARDENS, LLC reported $2,612,836 in employer contributions across the plan and 2,857 active participants. That works out to $915 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy89%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 8.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 41.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context66/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $2,612,836
Participant contributions: $5,585,306
Other contributions: $1,285,123
Employer share of reported contributions: 31.9%
Beginning assets: $43,060,556
Ending assets: $50,399,274
Ending net assets: $50,399,274
Ending liabilities: $0
Total income: $14,228,054
Total expenses: $6,889,336
Administrative expenses: $271,138
Participant loans: $1,175,991

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$841

2023

$813

2024

$915

Plan-paid administrative expenses per participant

2022

$59

2023

$80

2024

$83

Active participants

2022

2,660

2023

2,898

2024

2,857

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$915	2,857	50.4M	20250923123734NAL0009188946001
2023	$813	2,898	43.1M	20240920143651NAL0007613169001
2022	$841	2,660	34.9M	20230920124011NAL0001374643001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.3%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 911738695-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1999
Industry: Health care and social assistance
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D3H

Current plan terms

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Filing ACK_ID20250923123734NAL0009188946001

Data sourceDOL Form 5500 bulk data ↗

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