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Department of Labor filing

MINNESOTA ORCHESTRAL ASSOCIATION

MINNESOTA ORCHESTRAL ASSOCIATION DEFINED CONTRIBUTION RETIREMENT PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 26, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

40filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$1,309

Reported employer contributions per active participant.

Higher than about 26% of comparable plans
#People in the filing
258

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$56 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 73% of comparable plans
↗Investment performance
Not available

Plan assets changed 13.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202440out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions26th percentileTypical peer $2,209 · based on 146 comparable plans
Lower reported administrative expense73rd percentileTypical peer $121 · based on 145 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, MINNESOTA ORCHESTRAL ASSOCIATION reported $337,848 in employer contributions across the plan and 258 active participants. That works out to $1,309 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy57%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 41.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 26.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context40/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$337,848
Participant contributions
$641,367
Other contributions
$25,258
Employer share of reported contributions
34.5%
Beginning assets
$12,533,226
Ending assets
$14,252,713
Ending net assets
$14,252,713
Ending liabilities
$0
Total income
$2,532,422
Total expenses
$812,935
Administrative expenses
$24,023
Participant loans
$46,912

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$928
2023
$1,150
2024
$1,309
Plan-paid administrative expenses per participant
2022
$76
2023
$57
2024
$56
Active participants
2022
276
2023
257
2024
258
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$1,30925814.3M20250926150400NAL0013958642001
2023$1,15025712.5M20241011105857NAL0038502048001
2022$92827610.2M20231013120755NAL0033784929001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.3%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
410693875-003

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Sep 1, 1991
Industry
Arts, entertainment, and recreation
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2A2E2J2K2F2G3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN CENTURY2024Not reportedunknown
AMERICAN FUNDS2024Not reportedunknown
CLEARBRIDGE2024Not reportedunknown
COHEN & STEERS2024Not reportedunknown
DODGE & COX2024Not reportedunknown
FIDELITY INVESTMENTS2024Not reportedunknown
FRANKLIN2024Not reportedunknown
ISHARES2024Not reportedunknown
JANUS HENDERSON2024Not reportedunknown
JP MORGAN2024Not reportedunknown
MFS2024Not reportedunknown
PGIM2024Not reportedunknown
TIAA2024Not reportedunknown
VANGUARD2024Not reportedunknown
VICTORY CAPITAL2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20250926150400NAL0013958642001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗