Department of Labor filing

MM JS AUTO HOLDINGS, LLC

MM JS AUTO HOLDINGS, LLC 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 9, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

34filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$1,722

Reported employer contributions per active participant.

Higher than about 28% of comparable plans

#People in the filing

511

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$121 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 46% of comparable plans

↗Investment performance

Not available

Plan assets changed 25.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202434out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions28th percentileTypical peer $3,106 · based on 1,380 comparable plans

Lower reported administrative expense46th percentileTypical peer $113 · based on 1,398 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, MM JS AUTO HOLDINGS, LLC reported $879,953 in employer contributions across the plan and 511 active participants. That works out to $1,722 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy83%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 7.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 24.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context34/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $879,953
Participant contributions: $2,583,261
Other contributions: $46,619
Employer share of reported contributions: 25.4%
Beginning assets: $13,812,132
Ending assets: $17,378,436
Ending net assets: $17,378,436
Ending liabilities: $0
Total income: $5,481,846
Total expenses: $1,915,542
Administrative expenses: $67,306
Participant loans: $503,897

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,851

2023

$2,004

2024

$1,722

Plan-paid administrative expenses per participant

2022

$98

2023

$114

2024

$121

Active participants

2022

396

2023

431

2024

511

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,722	511	17.4M	20250909115015NAL0012859203001
2023	$2,004	431	13.8M	20240913122512NAL0019704898001
2022	$1,851	396	9.3M	20231012155708NAL0031740017001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.9%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 820839067-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Mar 10, 2017
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
CHARLES SCHWAB & CO., INC.	2024	Not reported	unknown
CHARLES SCHWAB TRUST BANK	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250909115015NAL0012859203001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗