Department of Labor filing

MONADNOCK CONSTRUCTION, INC.

THE MONADNOCK CONSTRUCTION, INC. 401(K) PLAN · For the plan year ended Jul 31, 2025

Public filing 2024 · received May 12, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

70filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$7,192

Reported employer contributions per active participant.

Higher than about 89% of comparable plans

#People in the filing

244

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$342 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 25% of comparable plans

↗Investment performance

Not available

Plan assets changed 17.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202470out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions89th percentileTypical peer $2,706 · based on 577 comparable plans

Lower reported administrative expense25th percentileTypical peer $229 · based on 583 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Jul 31, 2025, MONADNOCK CONSTRUCTION, INC. reported $1,754,942 in employer contributions across the plan and 244 active participants. That works out to $7,192 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy66%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 12.5%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 10.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context70/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,754,942
Participant contributions: $2,163,426
Other contributions: $187,894
Employer share of reported contributions: 44.8%
Beginning assets: $41,255,121
Ending assets: $48,520,735
Ending net assets: $48,520,735
Ending liabilities: $0
Total income: $9,028,101
Total expenses: $1,762,487
Administrative expenses: $119,720
Participant loans: $534,928

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$6,395

2023

$7,392

2024

$7,192

Plan-paid administrative expenses per participant

2022

$310

2023

$309

2024

$342

Active participants

2022

254

2023

246

2024

244

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$7,192	244	48.5M	20260512130907NAL0005558915001
2023	$7,392	246	41.3M	20250512071258NAL0011166771001
2022	$6,395	254	34.8M	20240513110637NAL0045843185001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.1%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 112365057-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Aug 1, 1980
Industry: Construction
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Current plan terms

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Filing ACK_ID20260512130907NAL0005558915001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗