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Department of Labor filing

MONTEREAU, INC.

MONTEREAU, INC. 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

60filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support
$1,100

Reported employer contributions per active participant.

Higher than about 65% of comparable plans
#People in the filing
299

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$95 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 50% of comparable plans
↗Investment performance
Not available

Plan assets changed 5.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202460out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions65th percentileTypical peer $799 · based on 430 comparable plans
Lower reported administrative expense50th percentileTypical peer $93 · based on 456 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, MONTEREAU, INC. reported $328,880 in employer contributions across the plan and 299 active participants. That works out to $1,100 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy76%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 6.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 10.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context60/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$328,880
Participant contributions
$431,317
Other contributions
$68,904
Employer share of reported contributions
43.3%
Beginning assets
$5,162,293
Ending assets
$5,440,390
Ending net assets
$5,438,896
Ending liabilities
$1,494
Total income
$1,447,923
Total expenses
$1,171,320
Administrative expenses
$37,536
Participant loans
$117,650

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$1,174
2023
$758
2024
$1,100
Plan-paid administrative expenses per participant
2022
$86
2023
$84
2024
$95
Active participants
2022
282
2023
314
2024
299
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$1,1002995.4M20251015132301NAL0004663041002
2023$7583145.2M20241015100441NAL0028009857001
2022$1,1742825.3M20231016135528NAL0076232450001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
2.2%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes
Public plan identifier
731571795-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Dec 31, 2016
Industry
Health care and social assistance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN BEACON ADVISORS, INC.2024Not reportedunknown
COHEN & STEERS CAPITAL MANAGEMENT2024Not reportedunknown
DODGE & COX2024Not reportedunknown
FIDELITY INVESTMENTS2024Not reportedunknown
FRANKLIN TEMPLETON DISTRIBUTORS, IN2024Not reportedunknown
GOLDMAN SACHS BANK USA2024Not reportedunknown
INVESCO DISTRIBUTORS, INC.2024Not reportedunknown
MACQUARIE INVESTMENT MANAGEMENT2024Not reportedunknown
MANULIFE INVESTMENT MANAGEMENT LLC2024Not reportedunknown
METROPOLITAN WEST ASSET MANAGEMENT,2024Not reportedunknown
PACIFIC INVESTMENT MANAGEMENT COMPA2024Not reportedunknown
PUTNAM INVESTMENTS2024Not reportedunknown
T. ROWE PRICE INVESTMENT SERVICES,2024Not reportedunknown
THE TRUST COMPANY OF OKLAHOMA2024Not reportedunknown
THE VANGUARD GROUP, INC.2024Not reportedunknown
THORNBURG INVESTMENT MANAGEMENT, IN2024Not reportedunknown

Current plan terms

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Filing ACK_ID20251015132301NAL0004663041002
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗