MOOG EMPLOYEES FEDERAL CREDIT UNION
MOOG EMPLOYEES FEDERAL CREDIT UNION SAVINGS PLAN · For the plan year ended Dec 31, 2025
Plan summary
What matters most
This plan has a documented employer contribution and immediate vesting. Reported employer contributions are around the middle of comparable plans.
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
elections, which may include Company Class B common stock.
The official filing does not support a reliable dollar example.
the participant's account as defined by the Plan.
after January 1, 2020, participant contributions are fully and immediately vested in the participants account and the Company Match is fully vested after three years of credited service, which is defined as 1,000 hours of service in a plan year
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 1.3% of assets
How the score works →What still needs verification
employee fees, investment choices, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
How this filing compares
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, MOOG EMPLOYEES FEDERAL CREDIT UNION reported $44,939 in employer contributions across this plan, or $4,993 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $44,939 $4,993 per active participant
- Participant contributions
- $81,878
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 35.4%
- Active participants
- 9 Small plan
- Total participants
- 14 14 at the beginning of the year
- Ending assets
- $3,540,497 $252,893 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $3,330,415
- Ending net assets
- $3,540,497
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $556,187
- Total expenses
- $346,105
- Administrative expenses
- $2,317 $166 per active participant
- Participant loans
- $46,213 1.3% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $4,993 | 9 | 3.5M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 1.3%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 160870660-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Nov 1, 1985
- Industry
- Finance and insurance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
What it says about employer contributions
elections, which may include Company Class B common stock. Retirement Contributions for the RSP are made to an employee-directed investment fund in the Plan. RSP(+) The Company's matching contributions in the RSP(+) are 50 % of the first 10 % of eligible pay that employees contribute. Retirement Contributions for the RSP(+) will be initially invested , when made, in Company Class B common stock. However, those RSP(+) Retirement Contributions may be reinvested at any time immediately thereafter pursuant to the Participant's instructions. The Plan also provides that the Company ma y make discretionary contributions. For the plan years ended September 30, 2025 and 2024, the Company did not elect to make any discretionary contributions. Rollovers represent amounts contributed to the Plan by p
What it says about vesting
the participant's account as defined by the Plan. For participants in the RSP and RSP(+) hired prior to January 1, 2020, participant contributions and Company Match are fully and immediately vested in the participant accounts. For participants in the RSP(+) hired on or after January 1, 2020, participant contributions are fully and immediately vested in the participants account and the Company Match is fully vested after three years of credited service, which is defined as 1,000 hours of service in a plan year. For both the RSP and RSP(+), the Retirement Contributions vest 100 % after three years of credited service. Forfeitures are used to first reduce employer contributions, second to offset Plan expenses and lastly reallocated to remaining participants. The benefit to which a participan
What it says about automatic enrollment
ligibility As of September 30, 2025, all domestic employees of the Company are eligible to participate in the Plan immediately upon hire. Employees hired after January 1, 2019 are automatically enrolled in the RSP(+). Employees hired prior to January 1, 2019 were given a choice to remain in their current plan, the RSP, or participate in the RSP(+). Plan Mergers and Transfers During the plan year ended September 30, 2024, the Company transferred assets and merged the Genesys Aerosystems 401(k) Plan (the "Genesys Plan") into the Plan. The total fair value of the net assets transferred from the Genesys Plan into the Plan was $ 21,465,555 . Notes Receivable from Participants Notes receivable from participants (loans) are measured at their unpaid principal balance plus any accrued but unpaid in
What it says about fees
n in fair value of investments 155,720,234 407,070,614 Interest and dividend income 24,142,808 18,117,347 323,858,750 568,023,462 Deductions: Distributions 150,061,902 136,402,345 Administrative expenses 1,003,075 911,831 151,064,977 137,314,176 Net increase 172,793,773 430,709,286 Transfer from other plans — 21,465,555 Net assets available for benefits at beginning of year 1,750,481,905 1,298,307,064 Net assets available for benefits at end of year $ 1,923,275,678 $ 1,750,481,905 See accompanying Notes to Financial Statements. 4 MOOG INC. RETIREMENT SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2025 and 2024 1. Description of Plan The following is a brief description of the Moog Inc. Retirement Savings Plan ("the Plan") and is provided for general information purposes only. Par
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.