Department of Labor filing

MURPHY'S MUSIC CENTER LLC

MURPHY'S MUSIC CENTER LLC 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Mar 2, 2026Verified current terms Not available

Plan summary

The numbers that matter first

52Fair plan health
medium confidence
See what drives the plan health score
Employer contributions versus peers30/10030% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness75/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

e employee's entire interest transferred from another qualified defined contribution plan.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingNot stated in official filing

The official filing does not state the current vesting schedule.

04 · Fees and expensesNot comparable

Plan-paid administrative cost per participant; fund and employee fees may be separate.

05 · Investment choicesOfficial filing detail

ement in a lump sum or installment payments over a period of time not to exceed the actuarial life of the participant.

06 · Eligibility and waiting periodNot stated in official filing

A current plan document is needed.

07 · Automatic enrollmentNot stated in official filing

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Not stated in official filing

The reviewed official source does not establish current Roth availability.

09 · Employer contribution vs. peers$535

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 2025There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions30th percentileTypical peer $1,137 · based on 5,936 comparable plans
Lower reported administrative expenseNot enough dataTypical peer $47 · based on 5,539 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: administrative_cost_measure_unavailable_or_zero

The short version

What employees should know

For the year ended Dec 31, 2025, MURPHY'S MUSIC CENTER LLC reported $5,350 in employer contributions across this plan, or $535 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating10

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeNot enough history

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$5,350
$535 per active participant
Participant contributions
$12,129
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
30.6%
Active participants
10
Small plan
Total participants
11
11 at the beginning of the year
Ending assets
$98,871
$8,988 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$68,630
Ending net assets
$98,871
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$30,241
Total expenses
$0
Administrative expenses
Not reported
Not reported per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$535
Administrative cost per participant
2025
Not reported
Active participants
2025
10
Total plan assets
2025
$98,871
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$5351098.9K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
721561460-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2022
Industry
Industry group 45
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2J2K2T3B3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Murphy USA Inc. — 11-K filed 2026-06-26
Official filing · details not yet checked
What it says about employer contributions

e employee's entire interest transferred from another qualified defined contribution plan. I. Qualified Non-Elective Contributions Account - employer contributions (other than any matching contributions) which are allocated to a participant's Qualified Non-elective Contribution Account, which they may not elect to receive in cash until distributed from the Plan and which are subject to special distribution restrictions. Each participant's account is credited with the participant's contribution and allocations of (a) the Company's contribution and (b) Plan earnings, and charged with an allocation of administrative expenses. Allocations are based on participant earnings or account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from th

What it says about vesting

t Contributions vest after three years of credited employment service and Discretionary Employer Contribution Accounts after one year of credited employment service. Employees are fully vested in their accounts upon their death, disability, or attaining age 65 while remaining in active employment with the employer. Eligible employees, as defined in the Plan Document of the Employer, may participate in the Plan and may enroll the first of the month after their hire date and are age 21 or older. Employer means Murphy USA Inc. and any other entity that adopts the Plan for the benefit of its Eligible Employees including Murphy Oil USA, Inc. and QuickChek Corporation (identified herein collectively as the Companies and individually as the Company.) A participant may have the following Plan acco

What it says about fees

from notes receivable 648,815 Contributions: Employer 22,268,779 Employee 13,860,839 Rollover from other plans 1,872,859 Total contributions 38,002,477 Total additions 78,711,784 Administrative fees ( 700,134 ) Benefits paid directly to participants ( 43,872,200 ) Total deductions ( 44,572,334 ) Net change for the year 34,139,450 Net assets available for benefits at beginning of the year 358,856,619 Net assets available for benefits at end of the year $ 392,996,069 See accompanying notes to financial statements, page 7 6 Murphy USA Inc. Savings Plan Notes to Financial Statements 1. Summary of Significant Accounting Policies and Provisions of the Plan Basis of Presentation The accompanying financial statements of the Murphy USA Inc. Savings Plan ("the Plan") have been prepared on the accru

11-K · report period Dec 31, 2025CENTERPOINT ENERGY INC — 11-K filed 2026-06-24
Official filing · details not yet checked
What it says about employer contributions

nuary 1, 2026, Participants with prior year wages exceeding the applicable IRS threshold may elect such “catch-up” contributions only on a Roth basis. The Company does not provide Company matching contributions on “catch-up” contributions. Participants may also contribute amounts representing rollover eligible distributions from other qualified defined benefit or defined contribution plans, IRC Section 403(b) annuity plans, IRC Section 457 governmental plans or individual retirement accounts. Participants direct their contributions into the various eligible investment options offered by the Plan. Contributions are subject to certain limitations as set forth under the IRC or the limits set forth in the Plan document. All new employees are automatically enrolled in the Plan to make pre-tax c

What it says about vesting

ed immediately in their elective contributions plus earnings thereon. Participants hired before January 1, 2024, other than certain bargaining unit employees, are also immediately fully vested in all Company contributions and actual earnings thereon. With respect to certain bargaining unit Participants, Company contributions vest in accordance with the Plan document and the applicable collective bargaining agreement, generally, ratably in 20 % increments over five years . With respect to non-union and certain union Participants hired on or after January 1, 2024, Company contributions fully vest after two years of service. Notwithstanding the foregoing vesting schedules, in all cases, Participants become fully vested upon reaching normal retirement age (age 65), becoming disabled (as define

What it says about automatic enrollment

stment options offered by the Plan. Contributions are subject to certain limitations as set forth under the IRC or the limits set forth in the Plan document. All new employees are automatically enrolled in the Plan to make pre-tax contributions unless they elect otherwise. An employee who has been automatically enrolled is deemed to have elected to defer pre-tax contributions at a rate of 6 % ( 3 % for certain bargaining unit Participants) of eligible compensation (Automatic Contributions). A notice is provided to all employees who are scheduled to be automatically enrolled in the Plan (Automatic Enrollment Notice). In general, an employee has 30 days after receiving the Automatic Enrollment Notice to elect not to make any pre-tax contributions or choose a different contribution percentage

What it says about fees

erest on notes receivable from participants 3,142 Contributions Participant 97,124 Employer 72,293 Rollover 4,388 Total contributions 173,805 Expenses Benefit payments ( 363,818 ) Administrative expenses ( 3,944 ) Total expenses ( 367,762 ) Change in Net Assets Available for Benefits 289,490 Net Assets Available for Benefits, Beginning of Period 2,881,742 Net Assets Available for Benefits, End of Period $ 3,171,232 See accompanying Notes to Financial Statements. 3 CENTERPOINT ENERGY SAVINGS PLAN Notes to Financial Statements December 31, 2025 and 2024 (1) Description of the Plan The following description of the CenterPoint Energy Savings Plan (the Plan) provides only general information. Participants (as defined below) should refer to the Plan document for a more complete description of th

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260302113419NAL0003129922001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗