Department of Labor filing

MURPHY USA INC.

MURPHY USA INC. SAVINGS PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 4, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

42filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$1,367

Reported employer contributions per active participant.

Higher than about 39% of comparable plans

#People in the filing

16,166

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$61 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 48% of comparable plans

↗Investment performance

Not available

Plan assets changed 15.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202442out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions39th percentileTypical peer $2,064 · based on 4,083 comparable plans

Lower reported administrative expense48th percentileTypical peer $59 · based on 4,062 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, MURPHY USA INC. reported $22,106,366 in employer contributions across the plan and 16,166 active participants. That works out to $1,367 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy93%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 47.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 132.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context42/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $22,106,366
Participant contributions: $13,290,928
Other contributions: $1,650,660
Employer share of reported contributions: 62.5%
Beginning assets: $310,270,072
Ending assets: $358,290,380
Ending net assets: $358,290,380
Ending liabilities: $0
Total income: $86,826,571
Total expenses: $38,806,263
Administrative expenses: $773,752
Participant loans: $7,733,586

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,590

2023

$1,921

2024

$1,367

Plan-paid administrative expenses per participant

2022

-$188

2023

$62

2024

$61

Active participants

2022

5,328

2023

11,354

2024

16,166

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,367	16,166	358.3M	20250904112055NAL0010000163001
2023	$1,921	11,354	310.3M	20240930153553NAL0003371507001
2022	$2,590	5,328	184.1M	20230907115627NAL0014714113001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 462279221-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Sep 7, 2013
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G2J2K2T2E

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250904112055NAL0010000163001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗