Department of Labor filing

MURPHY-WALL STATE BANK AND TRUST COMPANY

MURPHY-WALL STATE BANK AND TRUST COMPANY PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Feb 20, 2026Verified current terms Not available

Plan summary

What matters most

This plan has a documented employer contribution and vesting that still needs verification. Reported employer contributions are around the middle of comparable plans.

49Limited plan health
high confidence
See what drives the plan health score
Employer contributions versus peers34/10030% of the full model
Lower reported administrative cost20/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden45/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

e employee's entire interest transferred from another qualified defined contribution plan.

02 · What it could be worthSee formula

The official filing does not support a reliable dollar example.

05 · Investment choicesOfficial filing detail

ement in a lump sum or installment payments over a period of time not to exceed the actuarial life of the participant.

09 · Employer contribution vs. peers34th percentile

Up 0.0% over the filing history shown.

What still needs verification

vesting, employee fees, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202530out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions34th percentileTypical peer $3,117 · based on 21,825 comparable plans
Lower reported administrative expense20th percentileTypical peer $105 · based on 18,019 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, MURPHY-WALL STATE BANK AND TRUST COMPANY reported $94,433 in employer contributions across this plan, or $2,099 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating45

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison30/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$94,433
$2,099 per active participant
Participant contributions
$97,388
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
49.2%
Active participants
45
Small plan
Total participants
52
53 at the beginning of the year
Ending assets
$3,181,528
$61,183 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$2,707,504
Ending net assets
$3,181,528
Beginning liabilities
$0
Ending liabilities
$0
Total income
$583,685
Total expenses
$109,661
Administrative expenses
$28,073
$540 per active participant
Participant loans
$202,812
6.4% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$2,099
Administrative cost per participant
2025
$540
Active participants
2025
45
Total plan assets
2025
$3,181,528
Participant loans as a share of assets
2025
6.4%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$2,099453.2M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
6.4%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
370433210-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2002
Industry
Finance and insurance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Murphy USA Inc. — 11-K filed 2026-06-26
Official filing · details not yet checked
What it says about employer contributions

e employee's entire interest transferred from another qualified defined contribution plan. I. Qualified Non-Elective Contributions Account - employer contributions (other than any matching contributions) which are allocated to a participant's Qualified Non-elective Contribution Account, which they may not elect to receive in cash until distributed from the Plan and which are subject to special distribution restrictions. Each participant's account is credited with the participant's contribution and allocations of (a) the Company's contribution and (b) Plan earnings, and charged with an allocation of administrative expenses. Allocations are based on participant earnings or account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from th

What it says about vesting

t Contributions vest after three years of credited employment service and Discretionary Employer Contribution Accounts after one year of credited employment service. Employees are fully vested in their accounts upon their death, disability, or attaining age 65 while remaining in active employment with the employer. Eligible employees, as defined in the Plan Document of the Employer, may participate in the Plan and may enroll the first of the month after their hire date and are age 21 or older. Employer means Murphy USA Inc. and any other entity that adopts the Plan for the benefit of its Eligible Employees including Murphy Oil USA, Inc. and QuickChek Corporation (identified herein collectively as the Companies and individually as the Company.) A participant may have the following Plan acco

What it says about fees

from notes receivable 648,815 Contributions: Employer 22,268,779 Employee 13,860,839 Rollover from other plans 1,872,859 Total contributions 38,002,477 Total additions 78,711,784 Administrative fees ( 700,134 ) Benefits paid directly to participants ( 43,872,200 ) Total deductions ( 44,572,334 ) Net change for the year 34,139,450 Net assets available for benefits at beginning of the year 358,856,619 Net assets available for benefits at end of the year $ 392,996,069 See accompanying notes to financial statements, page 7 6 Murphy USA Inc. Savings Plan Notes to Financial Statements 1. Summary of Significant Accounting Policies and Provisions of the Plan Basis of Presentation The accompanying financial statements of the Murphy USA Inc. Savings Plan ("the Plan") have been prepared on the accru

11-K · report period Feb 28, 2026National Bank Holdings Corp — 11-K filed 2026-05-20
Official filing · details not yet checked
What it says about fees

ued under the Plan cannot exceed 400,000 shares of common stock. Shares available for issuance at February 28, 2026 were 188,269 . Certent, Inc. is the record keeper for the Plan. Administrative expenses of the Plan are paid by the Company. Plan Year The Plan year begins on March 1 and ends on February 28 (or February 29 in the case of a leap year). ​ Eligibility An employee of the Company or any Participating Subsidiary is eligible to participate in the Plan if the employee has been continuously employed by the Company or any Participating Subsidiary for at least 90 days (except that any bona fide leave of absence will not render a participant so long as the leave does not exceed three months or, if longer than three months, the individual’s right to reemployment is provided by statute or

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260220144839NAL0012111075001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗