Department of Labor filing

NATIONS HOLDING COMPANY

THE HOLDING COMPANY 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

15filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$430

Reported employer contributions per active participant.

Higher than about 3% of comparable plans

#People in the filing

169

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$198 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 43% of comparable plans

↗Investment performance

Not available

Plan assets changed 3.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202415out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions3rd percentileTypical peer $3,340 · based on 500 comparable plans

Lower reported administrative expense43rd percentileTypical peer $164 · based on 494 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, NATIONS HOLDING COMPANY reported $72,693 in employer contributions across the plan and 169 active participants. That works out to $430 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy71%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 32.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 85.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context15/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $72,693
Participant contributions: $451,355
Other contributions: $23,854
Employer share of reported contributions: 13.9%
Beginning assets: $7,910,650
Ending assets: $8,171,668
Ending net assets: $8,171,668
Ending liabilities: $0
Total income: $1,465,380
Total expenses: $1,204,362
Administrative expenses: $60,918
Participant loans: $102,705

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$637

2023

$617

2024

$430

Plan-paid administrative expenses per participant

2022

$107

2023

$155

2024

$198

Active participants

2022

359

2023

158

2024

169

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$430	169	8.2M	20251014150118NAL0001548851001
2023	$617	158	7.9M	20241010111645NAL0009941219001
2022	$637	359	6.7M	20230815141910NAL0000755393001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.3%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 481181732-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1996
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H

Current plan terms

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Filing ACK_ID20251014150118NAL0001548851001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗