Department of Labor filing

NATURAL LANDS

NATURAL LANDS RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Legal sponsor: NATURAL LANDS TRUST, INC.

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

50filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,405

Reported employer contributions per active participant.

Higher than about 60% of comparable plans

#People in the filing

100

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$209 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 27% of comparable plans

↗Investment performance

Not available

Plan assets changed 1.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202450out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions60th percentileTypical peer $2,620 · based on 595 comparable plans

Lower reported administrative expense27th percentileTypical peer $101 · based on 590 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, NATURAL LANDS reported $340,497 in employer contributions across the plan and 100 active participants. That works out to $3,405 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy56%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 16.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 25.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context50/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $340,497
Participant contributions: $607,847
Other contributions: $0
Employer share of reported contributions: 35.9%
Beginning assets: $21,469,862
Ending assets: $21,795,329
Ending net assets: $21,795,329
Ending liabilities: $0
Total income: $3,550,924
Total expenses: $3,225,457
Administrative expenses: $35,352
Participant loans: $38,913

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,916

2023

$3,146

2024

$3,405

Plan-paid administrative expenses per participant

2022

$167

2023

$196

2024

$209

Active participants

2022

100

2023

2024

100

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,405	100	21.8M	20251015141947NAL0006396768001
2023	$3,146	99	21.5M	20241014201029NAL0055048354001
2022	$2,916	100	19.8M	20231016192925NAL0077928306001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 236272818-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: May 1, 1983
Industry: Other services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2F2G2J2K2L2T

Current plan terms

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Filing ACK_ID20251015141947NAL0006396768001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗