Department of Labor filing

NELSON & REYNOLDS, PLLC

NELSON & REYNOLDS, PLLC 401(K) RETIREMENT PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Feb 11, 2026Verified current terms Not available

Plan summary

What matters most

This plan has an employer contribution that still needs verification and vesting that still needs verification. Peer filing context is shown below.

70Strong plan health
medium confidence
See what drives the plan health score
Lower reported administrative cost73/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness75/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

09 · Employer contribution vs. peersNot reported

Not reported per active participant in 2025.

Still to verify: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 2025There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributionsNot enough dataTypical peer $1,906 · based on 56,903 comparable plans
Lower reported administrative expense73rd percentileTypical peer $71 · based on 50,652 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: employer_contribution_measure_unavailable

The short version

What employees should know

For the year ended Dec 31, 2025, NELSON & REYNOLDS, PLLC reported Not reported in employer contributions across this plan, or Not reported per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating18

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
Not reported
Not reported per active participant
Participant contributions
$1,774
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
Not reported
Active participants
18
Small plan
Total participants
18
24 at the beginning of the year
Ending assets
$20,156
$1,120 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$15,970
Ending net assets
$20,156
Beginning liabilities
$0
Ending liabilities
$0
Total income
$4,506
Total expenses
$320
Administrative expenses
$320
$18 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
Not reported
Administrative cost per participant
2025
$18
Active participants
2025
18
Total plan assets
2025
$20,156
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025Not reported1820.2K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
822440048-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Sep 1, 2010
Industry
Health care and social assistance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

10-K · report period Dec 31, 2025Reynolds Consumer Products Inc. — 10-K filed 2026-02-04
Official filing · details not yet checked
What it says about vesting

l liabilities $ 1 $ — Note 9 – Benefit Plans Defined Benefit Plan We have a defined benefit plan for certain of our employees, which is non-contributory and eligible employees are fully vested after five years of service. The impact of the liability of the defined benefit plan on our consolidated balance sheets as of December 31, 2025 and 2024 was not material. Defined Contribution Plans We offer defined contribution plans to eligible employees in the United States as well as employees in certain other countries. Our expense relating to defined contribution plans was $ 32 million, $ 32 million and $ 29 million for the years ended December 31, 2025, 2024 and 2023, respectively. Postretirement Benefit Plan Certain of our employees in the United States participate in a postretirement benefit

What it says about fees

(60) (78) % Total net revenues 3,721 100 % 3,695 100 % 26 1 % Cost of sales (2,807) (75) % (2,717) (74) % (90) (3) % Gross profit 914 25 % 978 26 % (64) (7) % Selling, general and administrative expenses (382) (10) % (429) (12) % 47 11 % Other expense, net (40) (1) % — — % (40) NM % Income from operations 492 13 % 549 15 % (57) (10) % Interest expense, net (86) (2) % (98) (3) % 12 12 % Debt refinancing expense (13) — % — — % (13) NM % Income before income taxes 393 11 % 451 12 % (58) (13) % Income tax expense (92) (2) % (99) (3) % 7 7 % Net income $ 301 8 % $ 352 10 % $ (51) (14) % Adjusted EBITDA (1) $ 667 18 % $ 678 18 % $ (11) (2) % (1) Adjusted EBITDA is a non-GAAP measure. See “Non-GAAP Measures” for details, including a reconciliation between net income and Adjusted EBITDA. 34 Table

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260211125435NAL0006819538001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗