Department of Labor filing

NORTHSTAR FINANCIAL GROUP, INC.

NORTHSTAR FINANCIAL GROUP EMPLOYEES' 401(K) SAVINGS PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 9, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

49filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,055

Reported employer contributions per active participant.

Higher than about 45% of comparable plans

#People in the filing

249

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$145 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 59% of comparable plans

↗Investment performance

Not available

Plan assets changed 21.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202449out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions45th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense59th percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, NORTHSTAR FINANCIAL GROUP, INC. reported $760,631 in employer contributions across the plan and 249 active participants. That works out to $3,055 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy78%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 48.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 33.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context49/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $760,631
Participant contributions: $1,951,295
Other contributions: $318,400
Employer share of reported contributions: 28.0%
Beginning assets: $22,361,007
Ending assets: $27,083,244
Ending net assets: $27,083,244
Ending liabilities: $0
Total income: $6,318,938
Total expenses: $1,596,701
Administrative expenses: $45,469
Participant loans: $45,304

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,063

2023

$3,001

2024

$3,055

Plan-paid administrative expenses per participant

2022

$109

2023

$139

2024

$145

Active participants

2022

250

2023

241

2024

249

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,055	249	27.1M	20250909102118NAL0033909440001
2023	$3,001	241	22.4M	20241008121230NAL0033619746001
2022	$2,063	250	18.8M	20231005124418NAL0021644769001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 383552452-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2001
Industry: Finance and insurance
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H

Current plan terms

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Filing ACK_ID20250909102118NAL0033909440001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗