NVR & SDD CONVENIENT CARE PC

atching contribution. In 2025, the Company matched up to the first one thousand dollars of individual participants’ pre-tax and/or Roth salary deferrals. The Company does not make matching contributions on post-tax salary deferrals. NVR contributed $ 5,735 in matching contributions during 2025. Matching contributions are invested in participant accounts in the Plan as directed by participants. Vesting and Forfeitures Employees vest in Company matching contributions at the rate of 20 % per year beginning with the completion of the second year of service. Employees also become 100 % vested upon reaching age 60 or upon an employee’s termination on account of death or total disability. Participants are fully vested at all times in their VSDC account balances. Forfeitures of unvested amounts re

of the second year of service. Employees also become 100 % vested upon reaching age 60 or upon an employee’s termination on account of death or total disability. Participants are fully vested at all times in their VSDC account balances. Forfeitures of unvested amounts relating to terminated employees are used to pay certain recordkeeping and investment consultant fees. The remainder are allocated annually, in the subsequent fiscal year, to all eligible 4 Table of Contents NVR, INC. PROFIT SHARING PLAN Notes to Financial Statements December 31, 2025 and 2024 (dollars in thousands) participants in the Plan as of December 31, based upon the proportion that the participant’s compensation for that Plan Year bears to the total compensation received for such year by all participants sharing in t

loyee 49,748 Employer 5,735 Rollovers 3,810 Total contributions 59,293 Total additions 180,701 Deductions from net assets attributable to: Benefits paid to participants ( 62,538 ) Administrative expenses ( 670 ) Total deductions ( 63,208 ) Increase in net assets available for plan benefits 117,493 Net assets available for plan benefits at beginning of year 1,025,322 Net assets available for plan benefits at end of year $ 1,142,815 See accompanying notes to financial statements. 3 Table of Contents NVR, INC. PROFIT SHARING PLAN Notes to Financial Statements December 31, 2025 and 2024 (dollars in thousands) 1. Description of Plan and Benefits The following description of the NVR, Inc. Profit Sharing Plan (the “Plan” or “PSP”) provides only general information. Participants should refer to th