Department of Labor filing

ONE DEGREE ADVISORS, INC.

ONE DEGREE ADVISORS, INC. 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jun 18, 2026Verified current terms Not available

Plan summary

The numbers that matter first

74Strong plan health
high confidence
See what drives the plan health score
Employer contributions versus peers84/10030% of the full model
Lower reported administrative cost41/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchNot publicly available

A current plan document is needed to verify the formula.

02 · Maximum employer contributionNot yet verified

$10,805 was reported per active participant, but this is not a match limit.

03 · VestingNot yet verified

A dated plan document is needed.

04 · Fees and expenses$177

Plan-paid administrative cost per participant; fund and employee fees may be separate.

05 · Investment choicesNot yet verified

The public filing does not provide a current, complete fund menu.

06 · Eligibility and waiting periodNot yet verified

A current plan document is needed.

07 · Automatic enrollmentNot yet verified

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Not yet verified

The reviewed official source does not establish current Roth availability.

09 · Employer contribution vs. peers84th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202571out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions84th percentileTypical peer $3,117 · based on 21,825 comparable plans
Lower reported administrative expense41st percentileTypical peer $105 · based on 18,019 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, ONE DEGREE ADVISORS, INC. reported $108,046 in employer contributions across this plan, or $10,805 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating10

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison71/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$108,046
$10,805 per active participant
Participant contributions
$64,621
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
62.6%
Active participants
10
Small plan
Total participants
11
11 at the beginning of the year
Ending assets
$1,215,667
$110,515 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$3,687,604
Ending net assets
$1,215,667
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$758,118
Total expenses
$3,230,055
Administrative expenses
$1,945
$177 per active participant
Participant loans
$0
0.0% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$10,805
Administrative cost per participant
2025
$177
Active participants
2025
10
Total plan assets
2025
$1,215,667
Participant loans as a share of assets
2025
0.0%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$10,805101.2M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
0.0%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
330940439-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2008
Industry
Finance and insurance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2R2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

10-K · report period Dec 31, 202560 DEGREES PHARMACEUTICALS, INC. — 10-K filed 2026-03-30
Official filing · details not yet checked
What it says about vesting

on thereof. Option Grants On July 16 , 2024 , the effective date of shareholder approval to increase the number of shares authorized under the 2022 Plan, we granted a total of 128 fully vested, non-qualified options to purchase shares of common stock at a per share exercise price of $ 1,272.00 to the following directors and in the amounts listed: (i) Stephen Toovey ( 32 common stock options), (ii) Charles Allen ( 32 common stock options), (iii) Paul Field ( 32 common stock options) and (iv) Cheryl Xu ( 32 common stock options). On July 16 , 2024 , the effective date of shareholder approval to increase the number of shares authorized under the 2022 Plan, we granted a total of 3,084 options to purchase shares of common stock at a per share exercise price of $ 240.00 to Geoff Dow, our Chief E

What it says about fees

ensed over the service period as the services are provided. We have also issued shares of our common stock to vendors in exchange for research and development services General and Administrative Expenses Our general and administrative expenses primarily consist of salaries, advertising and promotion expenses, professional services fees, such as consulting, audit, accounting and legal fees, general corporate costs and allocated costs, including facilities, information technology and amortization of intangibles. Interest and Other Income (Expense), Net We earn interest income from cash invested in interest-bearing accounts, as well as cash equivalents and short-term investments consisting of certificates of deposits with original maturities ranging from three to six months. Interest expense

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260618064116NAL0004085170001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗