Department of Labor filing

OPTIONS FOR LEARNING

OPTIONS FOR LEARNING 403(B) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

63filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$2,066

Reported employer contributions per active participant.

Higher than about 54% of comparable plans

#People in the filing

999

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$31 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 84% of comparable plans

↗Investment performance

Not available

Plan assets changed 47.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202463out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions54th percentileTypical peer $1,841 · based on 9,983 comparable plans

Lower reported administrative expense84th percentileTypical peer $97 · based on 10,194 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, OPTIONS FOR LEARNING reported $2,063,699 in employer contributions across the plan and 999 active participants. That works out to $2,066 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy85%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 16.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 14.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context63/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $2,063,699
Participant contributions: $2,325,643
Other contributions: $264,827
Employer share of reported contributions: 47.0%
Beginning assets: $12,867,354
Ending assets: $18,908,800
Ending net assets: $18,908,800
Ending liabilities: $0
Total income: $6,609,547
Total expenses: $568,101
Administrative expenses: $33,691
Participant loans: $0

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2023

$1,771

2024

$2,066

Plan-paid administrative expenses per participant

2023

$27

2024

$31

Active participants

2023

938

2024

999

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,066	999	18.9M	20251014183043NAL0003571713001
2023	$1,771	938	12.9M	20250220180538NAL0004345027001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 953602641-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Mar 1, 2022
Industry: Industry not reported
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G2F3D2J2K2E2S2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN FUNDS	2024	Not reported	unknown
BLACKROCK ADVISORS	2024	Not reported	unknown
CALVERT RESEARCH AND MANAGEMENT	2024	Not reported	unknown
DELAWARE FUNDS BY MACQUARIE	2024	Not reported	unknown
DODGE AND COX	2024	Not reported	unknown
MFS	2024	Not reported	unknown
MID ATLANTIC TRUST COMPANY	2024	Not reported	unknown
MUTUAL OF AMERICA	2024	Not reported	unknown
PIMCO	2024	Not reported	unknown
T. ROWE PRICE	2024	Not reported	unknown
VANGUARD	2024	Not reported	unknown
VICTORY CAPITAL MANAGEMENT INC.	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251014183043NAL0003571713001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗