Department of Labor filing

PALOS & GUZMAN SERVICES, INC. DBA MUNDO VERDE IRRIGATION & LANDSCAPING

MUNDO VERDE 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received May 29, 2026Verified current terms Not available

Plan summary

What matters most

This plan has an employer contribution that still needs verification and vesting that still needs verification. Reported employer contributions are around the middle of comparable plans.

49Limited plan health
high confidence
See what drives the plan health score
Employer contributions versus peers38/10030% of the full model
Lower reported administrative cost53/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals20/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

09 · Employer contribution vs. peers38th percentile

Up 0.0% over the filing history shown.

What still needs verification

vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202543out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions38th percentileTypical peer $1,300 · based on 11,610 comparable plans
Lower reported administrative expense53rd percentileTypical peer $50 · based on 11,019 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, PALOS & GUZMAN SERVICES, INC. DBA MUNDO VERDE IRRIGATION & LANDSCAPING reported $44,785 in employer contributions across this plan, or $845 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating53

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison43/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$44,785
$845 per active participant
Participant contributions
$59,066
Other contributions
$265,588
Amounts not classified as employer or participant contributions
Employer share of contributions
12.1%
Active participants
53
Small plan
Total participants
60
55 at the beginning of the year
Ending assets
$402,396
$6,707 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$0
Ending net assets
$402,396
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$404,954
Total expenses
$2,558
Administrative expenses
$2,558
$43 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$845
Administrative cost per participant
2025
$43
Active participants
2025
53
Total plan assets
2025
$402,396
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$84553402.4K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Yes · $756A “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
271448565-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2025
Industry
Administrative and support services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2J2F2G3D3H2T

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

10-K · report period Jun 30, 2025VERDE RESOURCES, INC. — 10-K filed 2025-10-23
Official filing · details not yet checked
What it says about vesting

the Company recorded accrued compensation costs related to these arrangements of $89,165 and $274,870, respectively. 37 Table of Contents In certain instances, the Company issues fully vested, nonforfeitable share-based awards to nonemployees prior to receiving the goods or services, resulting in the recognition of prepaid share-based compensation. These awards are accounted for under ASC 718-10-45-3 and are recorded as prepaid assets when issued, with expense recognized as the goods or services are received. The fair value of such awards is determined at the grant date, based on the market price of the Company’s Common Stock. The Company recognizes share-based compensation expense over the requisite service period for employees, and the vesting period for nonemployees, in accordance with

What it says about fees

Change USD USD USD % Revenue $ 133,202 $ 96,584 36,618 $ 37.9 % Cost of revenue (51,789 ) (62,978 ) 11,189 (17.8 )% Gross profit 81,413 33,606 47,807 142.3 % Selling, general and administrative expenses (5,889,024 ) (2,882,376 ) (3,006,648 ) 104.3 % Other operating expenses (214,410 ) (237,047 ) 22,637 (9.5 )% Loss from operation (6,022,021 ) (3,085,817 ) (2,936,204 ) 95.2 % Interest expense (102,703 ) (176,483 ) 73,780 (41.8 )% Other income 1,341,711 74,638 1,267,073 1,697.6 % Net loss before income tax (4,783,013 ) (3,187,662 ) (1,595,351 ) 50.0 % Provision of income tax - (112 ) 112 (100 )% NET LOSS $ (4,783,013 ) $ (3,187,774 ) (1,595,239 ) 50.0 % Revenue We have generated $133,202 in revenue for the year ended June 30, 2025, representing an increase of $36,618, or 37.9%, compared to

10-K · report period Dec 31, 2025QUANTA SERVICES, INC. — 10-K filed 2026-02-19
Official filing · details not yet checked
What it says about employer contributions

le U.S. employees who are not provided retirement benefits through a collective bargaining agreement may make contributions through payroll deductions and to which we make certain matching contributions. Ethics and Compliance All of our employees are subject to Quanta’s Code of Conduct, which addresses compliance with applicable laws and Quanta’s policies concerning, among other things, general business ethics, competition, anti-corruption and bribery, environmental protection, conflicts of interest, harassment and discrimination, data security and privacy, and insider trading. Quanta’s Code of Conduct also informs employees and third parties (such as suppliers, subcontractors and members of the public) about the resources and confidential reporting mechanisms available to detect, prevent

What it says about vesting

law. Quanta may also make discretionary employer contributions to such plan. Matching contributions vest immediately, and discretionary employer contributions may be subject to a vesting schedule determined at the time of the contribution, provided that vesting accelerates upon a change in control or the participant’s death or retirement. All matching and discretionary employer contributions, whether vested or not, are forfeited upon a participant’s termination of employment for cause or upon the participant engaging in competition with Quanta or any of its affiliates. As of December 31, 2025 and 2024, the liability related to deferred cash compensation under these plans, including amounts contributed by Quanta, was $ 126.1 million and $ 110.2 million, the majority of which was included i

What it says about fees

2 20.1 % Gross profit 4,275,081 15.0 3,510,761 14.8 764,320 21.8 % Equity in earnings of integral unconsolidated affiliates 55,635 0.2 50,484 0.2 5,151 10.2 % Selling, general and administrative expenses (2,189,209) (7.7) (1,824,754) (7.7) (364,455) 20.0 % Amortization of intangible assets (498,795) (1.7) (382,959) (1.6) (115,836) 30.2 % Increase in fair value of contingent consideration liabilities (31,203) (0.1) (7,064) — (24,139) 341.7 % Operating income 1,611,509 5.7 1,346,468 5.7 265,041 19.7 % Interest and other financing expenses (261,445) (1.0) (202,687) (0.9) (58,758) 29.0 % Interest income 15,702 0.1 32,404 0.1 (16,702) (51.5) % Other income, net 23,739 0.1 35,845 0.2 (12,106) (33.8) % Income before income taxes 1,389,505 4.9 1,212,030 5.1 177,475 14.6 % Provision for income taxe

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260529153814NAL0006339971001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗