Department of Labor filing

PARLIN-DUPONT EMPLOYEES FEDERAL CREDIT UNION

PARLIN-DUPONT EMPLOYEES FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · For the plan year ended Dec 31, 2025

Public filing 2025 · received May 6, 2026Verified current terms Source dated Dec 31, 2025

Plan summary

What matters most

This plan has a strong employer match and immediate vesting. Reported employer contributions are around the middle of comparable plans.

58Fair plan health
medium confidence

100%current benefits covered
7 of 7 fields

See what drives the plan health score

Employer contributions versus peers44/10030% of the full model

Active-participant trend50/10010% of the full model

Net-asset trend50/10010% of the full model

Reported compliance signals100/10010% of the full model

Filing completeness75/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchUp to 6%Strong benefit

DuPont matches employee contributions dollar for dollar up to 6% of eligible pay—a maximum match equal to 6% of pay.

See reviewed source ↓

02 · What it could be worth$6,000 a year

At $100,000 of eligible pay, after contributing 6% to capture the full amount. Annual limits and eligibility rules may reduce it.

03 · VestingImmediate

Employee and DuPont matching contributions are immediately vested.

04 · Fees and expensesCurrent terms found

Participant accounts can bear applicable administrative, managed-account, brokerage, and investment expenses.

05 · Investment choicesReviewed lineup details

The plan offers index funds, actively managed funds, target-retirement funds, stable value, DuPont stock, and self-directed brokerage.

06 · Eligibility and waiting periodEligible employees can participate by authorizing payroll deductions under the plan's employee classifications and exclusions.

Eligible employees can participate by authorizing payroll deductions under the plan's employee classifications and exclusions.

07 · Automatic enrollmentAvailable

Employees who make no election within 60 days are automatically enrolled at 6% of pay.

08 · Roth 401(k)Available

Available. Employees may make pre-tax, Roth, and traditional after-tax contributions.

09 · Employer contribution vs. peers$2,702

Up 0.0% over the filing history shown.

10 · Plan health58/100

Participation up 0.0% · assets up 0.0%

How the score works →

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Reviewed current terms appear below.

Filing comparison · 2025—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions44th percentileTypical peer $3,117 · based on 21,825 comparable plans

Lower reported administrative expenseNot enough dataTypical peer $105 · based on 18,019 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: administrative_cost_measure_unavailable_or_zero

The short version

What employees should know

For the year ended Dec 31, 2025, PARLIN-DUPONT EMPLOYEES FEDERAL CREDIT UNION reported $5,404 in employer contributions across this plan, or $2,702 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating2

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeNot enough history

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions: $5,404
Participant contributions: $8,062
Other contributions: Not reported
Employer share of contributions: 40.1%
Active participants: 2
Total participants: 3
Ending assets: $519,827
Net-asset change: Up 0.0%
Beginning net assets: $471,356
Ending net assets: $519,827
Beginning liabilities: Not reported
Ending liabilities: Not reported
Total income: $54,124
Total expenses: $5,653
Administrative expenses: Not reported
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant

2025

$2,702

Administrative cost per participant

2025

Not reported

Active participants

2025

Total plan assets

2025

$519,827

Participant loans as a share of assets

2025

Not reported

Detailed filing history
Plan year	Employer money per active participant	Active participants	Plan assets
2025	$2,702	2	519.8K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets: Not reported
Independent accountant’s opinion: Not stated in the filing
Late participant contributions reported: Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported: Not reported
Lease defaults reported: Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported: Not reported
Public plan identifier: 221489891-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: 1
Plan effective date: Feb 28, 1997
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2F2G2K2J2E3D

Verified plan terms

What dated primary sources say

These terms come from reviewed official sources. Blank items remain unknown rather than inferred.

Employer contribution: DuPont matches employee contributions dollar for dollar up to 6% of eligible pay—a maximum match equal to 6% of pay.
Eligibility: Eligible employees can participate by authorizing payroll deductions under the plan's employee classifications and exclusions.
Vesting: Employee and DuPont matching contributions are immediately vested. Separate retirement savings contributions generally vest after three years of service.
Investment information: The plan offers index funds, actively managed funds, target-retirement funds, stable value, DuPont stock, and self-directed brokerage. Automatically enrolled employees use a managed-account feature.
Automatic enrollment: Employees who make no election within 60 days are automatically enrolled at 6% of pay. Their rate rises by 1 percentage point annually until reaching 15%.
Roth contributions: Available. Employees may make pre-tax, Roth, and traditional after-tax contributions.
Participant fees: Participant accounts can bear applicable administrative, managed-account, brokerage, and investment expenses. The filing does not state one universal employee fee.

Source: DuPont Retirement Savings Plan — 2025 Form 11-K ↗ · dated Dec 31, 2025

Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260506132727NAL0001524307001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗