Department of Labor filing
Spot something wrong?PASSAIC VALLEY TITLE SERVICE, INC.
PASSAIC VALLEY TITLE SERVICE, INC. 401(K) AND PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Apr 23, 2026Verified current terms Source dated Dec 31, 2025
Plan summary
What matters most
This plan has a competitive employer match and immediate vesting. Reported employer contributions are around the middle of comparable plans.
79Strong plan health
high confidence
high confidence
71%current benefits covered
5 of 7 fields
5 of 7 fields
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
Eligible SAIC employees can receive a match worth up to 4% of eligible pay.
See reviewed source ↓Based on the reviewed formula; special limits may apply.
Employee contributions and SAIC employer contributions are immediately vested.
Service, professional, and investment-advice costs are generally funded through assessments charged to participant accounts.
The plan offers mutual funds, collective trusts, target-date funds, company-stock funds, and a self-directed brokerage option.
Most eligible employees can begin contributing and receiving a match when they start work.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 0.0% of assets
How the score works →Still to verify: automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Reviewed current terms appear below.
Filing comparison · 202575out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions67th percentileTypical peer $1,709 · based on 10,497 comparable plans
Lower reported administrative expense96th percentileTypical peer $83 · based on 9,604 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, PASSAIC VALLEY TITLE SERVICE, INC. reported $16,228 in employer contributions across this plan, or $2,705 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $16,228 $2,705 per active participant
- Participant contributions
- $44,366
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 26.8%
- Active participants
- 6 Small plan
- Total participants
- 7 6 at the beginning of the year
- Ending assets
- $3,849,560 $549,937 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $3,368,013
- Ending net assets
- $3,849,560
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $482,718
- Total expenses
- $1,171
- Administrative expenses
- $12 $2 per active participant
- Participant loans
- $0 0.0% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$2,705
2025
$2
2025
6
2025
$3,849,560
2025
0.0%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $2,705 | 6 | 3.8M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 0.0%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 222898617-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 1993
- Industry
- Real estate
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2J2K2F2G3D
Verified plan terms
What dated primary sources say
These terms come from reviewed official sources. Blank items remain unknown rather than inferred.
- Employer contribution
- Eligible SAIC employees can receive a match worth up to 4% of eligible pay. The exact formula depends on the employee's fringe-benefit package.
- Eligibility
- Most eligible employees can begin contributing and receiving a match when they start work. Match eligibility depends on the employee's fringe-benefit package.
- Vesting
- Employee contributions and SAIC employer contributions are immediately vested.
- Investment information
- The plan offers mutual funds, collective trusts, target-date funds, company-stock funds, and a self-directed brokerage option. The filing does not identify one universal default investment.
- Automatic enrollment
- Not stated in these sources
- Roth contributions
- Not stated in these sources
- Participant fees
- Service, professional, and investment-advice costs are generally funded through assessments charged to participant accounts. The plan reported $2.9 million of administrative expenses for 2025.
Source: SAIC Retirement Plan — 2025 Form 11-K ↗ · dated Dec 31, 2025
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260423102126NAL0007445808001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗