Pearson Wall Systems,
PEARSON WALL SYSTEMS INC 401(K) PROFIT SHARING PLAN & TRUST · For the plan year ended Dec 31, 2025
Legal plan sponsor: PEARSON WALL SYSTEMS, INC
At a glance
The details employees usually care about
Bottom line: The employer match is one of the plan's stronger features. Vesting is not confirmed yet. The latest filing shows less employer money than most similar plans.
from reviewed terms
from public filings
we could verify
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
See what drives the benefit quality score
This separate score uses reviewed current terms only. It requires the employer contribution plus at least three other documented benefit measures. Missing terms are excluded, not treated as poor benefits.
Pearson matches employee contributions dollar for dollar through 3% of pay and 50 cents per dollar on the next 5%.
Check the source ↓Assumes you contribute enough to earn the full match. Eligibility and annual limits can change the amount.
Empower administers the Pearson Retirement 401(k).
New employees are immediately eligible to contribute.
Employees who do not make an election within 30 days are automatically enrolled at a 6% pre-tax contribution rate and may change or stop contributions.
Available. Employees may make traditional pre-tax, Roth and traditional after-tax contributions.
$0 per active participant in 2025.
Participation up 0.0% · assets up 0.0%
How this is calculated →Still checking: vesting, employee fees
These details may be in documents available only to employees. We leave them blank until we find a dated source.
What to check first: the match, vesting, waiting period and fees. Use the filing history to see how the plan has changed over time.
One limitation: public filings do not show your personal investment returns. A blank means we could not verify the answer; it does not count against the plan. Source documents for the current terms are linked below.
Personalized estimate
What could Pearson Wall Systems,'s contribution mean for you?
This uses the reviewed employer formula shown on this profile—not the plan-wide Form 5500 contribution average.
- Your annual contribution
- $5,100
- Possible maximum
- $4,675
- Potentially unclaimed
- $0
Estimate only. Compensation limits, eligibility, true-ups, contribution timing, employee groups, and plan amendments can change the result. Confirm the current formula in your plan documents.
How this filing compares
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, PEARSON WALL SYSTEMS, INC reported $0 in employer contributions across this plan, or $0 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $0 $0 per active participant
- Participant contributions
- $14,313
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 0.0%
- Active participants
- 4 Small plan
- Total participants
- 4 6 at the beginning of the year
- Ending assets
- $363,176 $90,794 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $463,939
- Ending net assets
- $363,176
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $49,390
- Total expenses
- $150,153
- Administrative expenses
- $4,443 $1,111 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $0 | 4 | 363.2K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 420942438-004
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Sep 10, 1972
- Industry
- Construction
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2T3D
Verified plan terms
What dated primary sources say
Only details supported by the reviewed source appear here. We do not turn missing information into an answer.
- Employer contribution
- Pearson matches employee contributions dollar for dollar through 3% of pay and 50 cents per dollar on the next 5%. Contributing at least 8% earns the maximum match equal to 5.5% of pay.
- Eligibility
- New employees are immediately eligible to contribute. The public guide does not state whether every employee class receives the same company contribution.
- Investment information
- Empower administers the Pearson Retirement 401(k). The public guide does not publish the complete current investment menu or identify the default fund in the cited section.
- Automatic enrollment
- Employees who do not make an election within 30 days are automatically enrolled at a 6% pre-tax contribution rate and may change or stop contributions.
- Roth contributions
- Available. Employees may make traditional pre-tax, Roth and traditional after-tax contributions.
Still checking 2 details
vesting, participant fees. These items stay out of the main grid until we find a dated source.
Source: Pearson — 2026 U.S. employee benefits guide ↗ · dated Jan 1, 2026
Supporting source: Pearson Benefits — 2026 savings and retirement overview ↗ · dated Aug 30, 2026
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.