Department of Labor filing
Spot something wrong?PERKINS, INC. DBA AFRICAN AMERICAN EXPRESSIONS
PERKINS, INC. 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jun 25, 2026Verified current terms Source dated Dec 31, 2025
Plan summary
What matters most
This plan has a strong employer match and vesting that still needs verification. Reported employer contributions rank below most comparable plans.
49Limited plan health
high confidence
high confidence
57%current benefits covered
4 of 7 fields
4 of 7 fields
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
After six months of service, American Express matches 100% of eligible pre-tax and Roth contributions up to 6% of total pay.
See reviewed source ↓At $100,000 of eligible pay, after contributing 6% to capture the full amount. Annual limits and eligibility rules may reduce it.
Regular full-time and certain part-time U.S.-paid employees can begin contributing as soon as practicable after hire.
Eligible employees hired from 2017, and eligible rehires from 2022, are generally automatically enrolled at 6% of pay with a 1% annual increase until 10%, unless they choose another rate or opt out.
Available. The plan accepts Roth contributions as well as pre-tax contributions.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →What still needs verification
vesting, employee fees, investment choices. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Reviewed current terms appear below.
Filing comparison · 202537out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions17th percentileTypical peer $2,235 · based on 14,690 comparable plans
Lower reported administrative expense84th percentileTypical peer $139 · based on 13,539 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, PERKINS, INC. DBA AFRICAN AMERICAN EXPRESSIONS reported $5,987 in employer contributions across this plan, or $665 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $5,987 $665 per active participant
- Participant contributions
- $21,520
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 21.8%
- Active participants
- 9 Small plan
- Total participants
- 23 22 at the beginning of the year
- Ending assets
- $1,525,147 $66,311 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $1,654,925
- Ending net assets
- $1,525,147
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- -$24,258
- Total expenses
- $105,520
- Administrative expenses
- $335 $15 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$665
2025
$15
2025
9
2025
$1,525,147
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $665 | 9 | 1.5M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Yes · $1A “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 680434191-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jul 1, 1999
- Industry
- Wholesale trade
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2A2E2F2H2J2K3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
10-K · report period Dec 31, 2025American National Group Inc. — 10-K filed 2026-03-31 ↗
Official filing · details not yet checkedWhat it says about fees
lly surrender charges and living income benefit rider charges assessed against policyholder account balances during the period. In the case of variable annuities, revenues include administrative fees assessed to contract holders. These revenues are included within “Other policy revenue” in the Consolidated Statements of Operations. Universal life and single premium whole life revenues represent amounts assessed to policyholders including amounts recorded as “Other policy revenue” in the Consolidated Statements of Operations such as mortality charges, surrender charges actually paid, and earned policy service fees. Amounts included in the Consolidated Statements of Operations as “Policyholder benefits and claims incurred” are claims in excess of account balances returned to policyholders. I
Verified plan terms
What dated primary sources say
These terms come from reviewed official sources. Blank items remain unknown rather than inferred.
- Employer contribution
- After six months of service, American Express matches 100% of eligible pre-tax and Roth contributions up to 6% of total pay. Eligible employees may also receive a separate annual contribution generally equal to 2% or 3% of pay, depending on pay band and other rules.
- Eligibility
- Regular full-time and certain part-time U.S.-paid employees can begin contributing as soon as practicable after hire. Employer matching generally begins after six months of service.
- Vesting
- Not stated in these sources
- Investment information
- Not stated in these sources
- Automatic enrollment
- Eligible employees hired from 2017, and eligible rehires from 2022, are generally automatically enrolled at 6% of pay with a 1% annual increase until 10%, unless they choose another rate or opt out.
- Roth contributions
- Available. The plan accepts Roth contributions as well as pre-tax contributions.
- Participant fees
- Not stated in these sources
Source: American Express Retirement Savings Plan — 2025 Form 11-K ↗ · dated Dec 31, 2025
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260625105242NAL0010725888001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗