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Department of Labor filing

PHE, INC.

PHE, INC. EMPLOYEES 401(K) AND PROFIT SHARING PLAN AND TRUST · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 8, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

77filing comparison
out of 100

The filing signals stronger employer support and/or lower plan-paid administrative costs than many comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$5,482

Reported employer contributions per active participant.

Higher than about 96% of comparable plans
#People in the filing
228

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$213 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 31% of comparable plans
↗Investment performance
Not available

Plan assets changed 2.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202477out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions96th percentileTypical peer $2,112 · based on 182 comparable plans
Lower reported administrative expense31st percentileTypical peer $142 · based on 187 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, PHE, INC. reported $1,250,000 in employer contributions across the plan and 228 active participants. That works out to $5,482 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy81%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 39.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 11.4%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context77/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$1,250,000
Participant contributions
$1,023,329
Other contributions
$59,815
Employer share of reported contributions
55.0%
Beginning assets
$38,614,222
Ending assets
$39,409,374
Ending net assets
$39,409,374
Ending liabilities
Not reported
Total income
$6,805,094
Total expenses
$6,009,942
Administrative expenses
$72,286
Participant loans
Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$9,016
2023
$6,452
2024
$5,482
Plan-paid administrative expenses per participant
2022
$191
2023
$188
2024
$213
Active participants
2022
244
2023
248
2024
228
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$5,48222839.4M20251008115940NAL0003254387014
2023$6,45224838.6M20240917111454NAL0002805889002
2022$9,01624434.6M20230725105745NAL0005739155001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
Not stated in the filing
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
561335746-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 1976
Industry
Industry group 454
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
ALLIANCE BERNSTEIN2024Not reportedunknown
AMERICAN FUNDS2024Not reportedunknown
BLACKROCK2024Not reportedunknown
CENTRE FUNDS2024Not reportedunknown
CHARLES SCHWAB TRUST BANK2024Not reportedunknown
COHEN & STEERS2024Not reportedunknown
EASTERLY FUNDS2024Not reportedunknown
FIDELITY INVESTMENTS2024Not reportedunknown
FULLER AND THALER2024Not reportedunknown
GOLDMAN SACHS2024Not reportedunknown
JANUS HENDERSON2024Not reportedunknown
JPMORGAN2024Not reportedunknown
LOOMIS SAYLES2024Not reportedunknown
LORD ABBETT2024Not reportedunknown
OPPENHEIMER2024Not reportedunknown
PGIM(PRUDENTIAL)2024Not reportedunknown
PIMCO2024Not reportedunknown
T. ROWE PRICE2024Not reportedunknown
VANGUARD2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20251008115940NAL0003254387014
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗