Department of Labor filing
Spot something wrong?PINNACLE FINANCIAL GROUP, LLC
PINNACLE FINANCIAL GROUP, LLC 401(K) PROFIT SHARING PLAN & TRUST · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jul 6, 2026Verified current terms Not available
Plan summary
What matters most
This plan has an employer contribution that still needs verification and vesting that still needs verification. Reported employer contributions also rank above most comparable plans.
81Excellent plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
ts 534,299 412,495 Other additions 38,601 2,869 Net additions 125,495,964 141,968,956 Deductions from net assets attributed to: Benefits paid to participants 52,402,866 40,191,114 Administrative expenses 56,725 25,825 Total deductions 52,459,591 40,216,939 Net increase 73,036,373 101,752,017 Net assets available for benefits: Beginning of year 564,555,644 462,803,627 End of year $ 637,592,017 $ 564,555,644 See accompanying notes to the financial statements.
ibute amounts representing distributions from other qualified defined benefit or defined contribution plans.
eligible compensation up to the maximum amount allowed by the Internal Revenue Service, as defined in the Plan
ual eligible compensation up to the maximum amount allowed by the Internal Revenue Service, as defined in the Plan. Participants may also make contributions on an after-tax basis (Roth 401(k)), subject to the same internal revenue code limits when combined with their pretax contributions. Eligible compensation is defined as all income excluding fringe benefit income and income from stock appreciation rights, nonqualified stock options, equity-based compensation and bonuses except for incentive bonuses, unless the participant elects otherwise. Participants may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans. Participants direct the investment of their contributions into various investment options offered by the Plan. The
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 1.6% of assets
How the score works →Still to verify: vesting, automatic enrollment. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 2025—There is not enough comparable filing data to calculate this yet.
How this filing compares
Reported employer contributions82nd percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expenseNot enough dataTypical peer $102 · based on 77,997 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. Limitations: administrative_cost_measure_unavailable_or_zero
The short version
What employees should know
For the year ended Dec 31, 2025, PINNACLE FINANCIAL GROUP, LLC reported $43,677 in employer contributions across this plan, or $6,240 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
A fair peer score is not available yet.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $43,677 $6,240 per active participant
- Participant contributions
- $95,675
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 31.3%
- Active participants
- 7 Small plan
- Total participants
- 7 6 at the beginning of the year
- Ending assets
- $1,688,909 $241,273 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $1,312,983
- Ending net assets
- $1,688,909
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $375,926
- Total expenses
- $0
- Administrative expenses
- $0 $0 per active participant
- Participant loans
- $26,762 1.6% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$6,240
2025
$0
2025
7
2025
$1,688,909
2025
1.6%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $6,240 | 7 | 1.7M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 1.6%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 364403773-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2007
- Industry
- Professional, scientific, and technical services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2A2E2G2J2R3B3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025Pinnacle Financial Partners, Inc. — 11-K filed 2026-06-29 ↗
Official filing · details not yet checkedWhat it says about fees
ts 534,299 412,495 Other additions 38,601 2,869 Net additions 125,495,964 141,968,956 Deductions from net assets attributed to: Benefits paid to participants 52,402,866 40,191,114 Administrative expenses 56,725 25,825 Total deductions 52,459,591 40,216,939 Net increase 73,036,373 101,752,017 Net assets available for benefits: Beginning of year 564,555,644 462,803,627 End of year $ 637,592,017 $ 564,555,644 See accompanying notes to the financial statements. 5 PINNACLE FINANCIAL PARTNERS, INC. 401(k) PLAN NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2025 AND 2024 (1) Plan Description : The Pinnacle Financial Partners, Inc. 401(k) Plan (the “Plan”) was assumed by Pinnacle Financial Partners, Inc., a Georgia corporation (“Pinnacle”) on January 1, 2026 pursuant to the terms and conditions of the
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260706110420NAL0031493538001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗