Department of Labor filing

POLAR ENERGY LLC

POLAR ENERGY LLC 401K · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jul 21, 2026Verified current terms Not available

Plan summary

The numbers that matter first

These are the clearest figures reported in the latest public filing.

63plan health
limited confidence
01 · Employer matchSee verified formula

Plan is administered by the Polaris Retirement Plan Committee.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingOfficial filing detail

e not made a retirement savings election shall be automatically enrolled to participate in the Plan at the automatic enrollment percentage (currently 5 %).

04 · Fees and expensesOfficial filing detail

945 10,062,285 Net appreciation in fair value 185,605,414 127,638,923 Total investment income 195,943,359 137,701,208 Distributions to participants ( 123,034,552 ) ( 127,896,904 ) Administrative expenses ( 836,249 ) ( 617,319 ) Net increase 161,736,841 107,954,917 Net assets available for benefits, end of year $ 1,286,312,447 $ 1,124,575,606 See accompanying Notes to Financial Statements.

05 · Investment choicesOfficial filing detail

rged with an allocation of administrative expenses.

06 · Eligibility and waiting periodNot stated in official filing

A current plan document is needed.

07 · Automatic enrollmentReported

bove.

08 · Roth 401(k)Not stated in official filing

The reviewed official source does not establish current Roth availability.

09 · Employer contribution vs. peersNot reported

Not reported per active participant in 2025.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 2025There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributionsNot enough dataTypical peer $1,137 · based on 5,936 comparable plans
Lower reported administrative expenseNot enough dataTypical peer $47 · based on 5,539 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: employer_contribution_measure_unavailable,administrative_cost_measure_unavailable_or_zero

The short version

What employees should know

For the year ended Dec 31, 2025, POLAR ENERGY LLC reported Not reported in employer contributions across this plan, or Not reported per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating5

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeNot enough history

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
Not reported
Not reported per active participant
Participant contributions
$424
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
Not reported
Active participants
5
Small plan
Total participants
5
0 at the beginning of the year
Ending assets
$446
$89 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$0
Ending net assets
$446
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$446
Total expenses
$0
Administrative expenses
Not reported
Not reported per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
Not reported
Administrative cost per participant
2025
Not reported
Active participants
2025
5
Total plan assets
2025
$446
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025Not reported5446

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
332886962-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jun 1, 2025
Industry
Industry group 45
Amended filing
No
Final filing for this plan
No
Short plan year
Yes
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Polaris Inc. — 11-K filed 2026-06-17
Official filing · details not yet checked
What it says about employer contributions

Plan is administered by the Polaris Retirement Plan Committee. Participant Accounts. Each participant’s account is credited with the participant’s contributions and the Company’s matching contributions and allocations of plan earnings, and is charged with an allocation of administrative expenses. Plan earnings, as defined, are allocated based on the participant’s share of net earnings or losses of their respective elected investment options. Allocations of administrative expenses are based on the participant’s account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account. Contributions. Participants may elect to make contributions in whole percent increments of 1 % to 50 % of the participant’s compens

What it says about vesting

e not made a retirement savings election shall be automatically enrolled to participate in the Plan at the automatic enrollment percentage (currently 5 %). The Company will make a fully vested matching contribution to each participant’s account in the Plan of 100 % of each dollar of 401(k) contributions (other than a participant's catch-up contributions), up to 5 % of covered compensation. This contribution is intended to satisfy a safe harbor contribution formula permitted by IRS regulations. By making the safe harbor matching contribution, the Plan will automatically satisfy the nondiscrimination requirements that otherwise would apply to 401(k) contributions made to the Plan. The Plan includes a discretionary true-up feature, which, if made allows the Company to make up for any missed m

What it says about automatic enrollment

bove. The annual catch-up contribution limit established by the IRS was $7,500 for 2025 and 2024. Once eligible, employees who have not made a retirement savings election shall be automatically enrolled to participate in the Plan at the automatic enrollment percentage (currently 5 %). The Company will make a fully vested matching contribution to each participant’s account in the Plan of 100 % of each dollar of 401(k) contributions (other than a participant's catch-up contributions), up to 5 % of covered compensation. This contribution is intended to satisfy a safe harbor contribution formula permitted by IRS regulations. By making the safe harbor matching contribution, the Plan will automatically satisfy the nondiscrimination requirements that otherwise would apply to 401(k) contributions

What it says about fees

945 10,062,285 Net appreciation in fair value 185,605,414 127,638,923 Total investment income 195,943,359 137,701,208 Distributions to participants ( 123,034,552 ) ( 127,896,904 ) Administrative expenses ( 836,249 ) ( 617,319 ) Net increase 161,736,841 107,954,917 Net assets available for benefits, end of year $ 1,286,312,447 $ 1,124,575,606 See accompanying Notes to Financial Statements. 5 Table of Contents POLARIS 401(k) RETIREMENT SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2025 1. Description of the Plan The following description of the Polaris 401(k) Retirement Savings Plan (the "Plan") provides only general information. Participants should refer to the Plan document for a more complete description of the Plan’s provisions. General. The Plan is a defined contribution plan

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260721213108NAL0009267603001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗