POLAR PRODUCTS, INC.
POLAR PRODUCTS, INC. 401(K) PLAN · For the plan year ended Dec 31, 2025
Plan summary
What matters most
This plan has a documented employer contribution and a documented vesting schedule. Reported employer contributions are around the middle of comparable plans.
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
Plan is administered by the Polaris Retirement Plan Committee.
The official filing does not support a reliable dollar example.
e not made a retirement savings election shall be automatically enrolled to participate in the Plan at the automatic enrollment percentage (currently 5 %).
945 10,062,285 Net appreciation in fair value 185,605,414 127,638,923 Total investment income 195,943,359 137,701,208 Distributions to participants ( 123,034,552 ) ( 127,896,904 ) Administrative expenses ( 836,249 ) ( 617,319 ) Net increase 161,736,841 107,954,917 Net assets available for benefits, end of year $ 1,286,312,447 $ 1,124,575,606 See accompanying Notes to Financial Statements.
bove.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →Still to verify: investment choices, eligibility, Roth availability. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
How this filing compares
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, POLAR PRODUCTS, INC. reported $42,734 in employer contributions across this plan, or $1,644 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $42,734 $1,644 per active participant
- Participant contributions
- $97,783
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 30.4%
- Active participants
- 26 Small plan
- Total participants
- 29 33 at the beginning of the year
- Ending assets
- $142,454 $4,912 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $0
- Ending net assets
- $142,454
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $149,138
- Total expenses
- $6,684
- Administrative expenses
- $881 $30 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $1,644 | 26 | 142.5K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 341455594-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2025
- Industry
- Industry group 33
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2S2E2J2K2F2G3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
What it says about employer contributions
Plan is administered by the Polaris Retirement Plan Committee. Participant Accounts. Each participant’s account is credited with the participant’s contributions and the Company’s matching contributions and allocations of plan earnings, and is charged with an allocation of administrative expenses. Plan earnings, as defined, are allocated based on the participant’s share of net earnings or losses of their respective elected investment options. Allocations of administrative expenses are based on the participant’s account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account. Contributions. Participants may elect to make contributions in whole percent increments of 1 % to 50 % of the participant’s compens
What it says about vesting
e not made a retirement savings election shall be automatically enrolled to participate in the Plan at the automatic enrollment percentage (currently 5 %). The Company will make a fully vested matching contribution to each participant’s account in the Plan of 100 % of each dollar of 401(k) contributions (other than a participant's catch-up contributions), up to 5 % of covered compensation. This contribution is intended to satisfy a safe harbor contribution formula permitted by IRS regulations. By making the safe harbor matching contribution, the Plan will automatically satisfy the nondiscrimination requirements that otherwise would apply to 401(k) contributions made to the Plan. The Plan includes a discretionary true-up feature, which, if made allows the Company to make up for any missed m
What it says about automatic enrollment
bove. The annual catch-up contribution limit established by the IRS was $7,500 for 2025 and 2024. Once eligible, employees who have not made a retirement savings election shall be automatically enrolled to participate in the Plan at the automatic enrollment percentage (currently 5 %). The Company will make a fully vested matching contribution to each participant’s account in the Plan of 100 % of each dollar of 401(k) contributions (other than a participant's catch-up contributions), up to 5 % of covered compensation. This contribution is intended to satisfy a safe harbor contribution formula permitted by IRS regulations. By making the safe harbor matching contribution, the Plan will automatically satisfy the nondiscrimination requirements that otherwise would apply to 401(k) contributions
What it says about fees
945 10,062,285 Net appreciation in fair value 185,605,414 127,638,923 Total investment income 195,943,359 137,701,208 Distributions to participants ( 123,034,552 ) ( 127,896,904 ) Administrative expenses ( 836,249 ) ( 617,319 ) Net increase 161,736,841 107,954,917 Net assets available for benefits, end of year $ 1,286,312,447 $ 1,124,575,606 See accompanying Notes to Financial Statements. 5 Table of Contents POLARIS 401(k) RETIREMENT SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2025 1. Description of the Plan The following description of the Polaris 401(k) Retirement Savings Plan (the "Plan") provides only general information. Participants should refer to the Plan document for a more complete description of the Plan’s provisions. General. The Plan is a defined contribution plan
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.