Department of Labor filing

POST BUILDERS INC

POST BUILDERS INC 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received May 26, 2026Verified current terms Not available

Plan summary

The numbers that matter first

These are the clearest figures reported in the latest public filing.

01 · Employer matchSee verified formula

a percentage of compensation that a participant contributes to the Plan in amounts defined by the terms of the Plan.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingOfficial filing detail

For contributions made prior to January 1, 2018, Company contributions and earnings thereon vest at a rate of 25 % for each year of credited service for most participants, but the vesting schedule differs for certain participant groups.

04 · Fees and expenses$482

Plan-paid administrative cost per participant; fund and employee fees may be separate.

05 · Investment choicesNot stated in official filing

The public filing does not provide a current, complete fund menu.

06 · Eligibility and waiting periodafter January 1, 2018 generally begins on the first month following one year of service

after January 1, 2018 generally begins on the first month following one year of service

07 · Automatic enrollmentNot stated in official filing

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Not stated in official filing

The reviewed official source does not establish current Roth availability.

09 · Employer contribution vs. peersNot reported

Not reported per active participant in 2025.

10 · Plan healthFiling history

Participation up 0.0% · assets up 0.0%

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 2025There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributionsNot enough dataTypical peer $1,879 · based on 35,497 comparable plans
Lower reported administrative expense21st percentileTypical peer $96 · based on 31,706 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: employer_contribution_measure_unavailable

The short version

What employees should know

For the year ended Dec 31, 2025, POST BUILDERS INC reported Not reported in employer contributions across this plan, or Not reported per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating4

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
Not reported
Not reported per active participant
Participant contributions
Not reported
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
Not reported
Active participants
4
Small plan
Total participants
4
5 at the beginning of the year
Ending assets
$273,150
$68,288 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$236,673
Ending net assets
$273,150
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$38,406
Total expenses
$1,929
Administrative expenses
$1,929
$482 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
Not reported
Administrative cost per participant
2025
$482
Active participants
2025
4
Total plan assets
2025
$273,150
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025Not reported4273.2K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
541849436-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
May 29, 2003
Industry
Construction
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Post Holdings, Inc. — 11-K filed 2026-06-16
Official filing · details not yet checked
What it says about employer contributions

a percentage of compensation that a participant contributes to the Plan in amounts defined by the terms of the Plan. Effective January 1, 2018, eligibility for Company safe harbor matching contributions for eligible employees hired on or after January 1, 2018 generally begins on the first month following one year of service. Company contributions made on or after January 1, 2018 and earnings thereon generally vest 100 % upon eligibility, except for individuals subject to certain collective bargaining agreements. For contributions made prior to January 1, 2018, Company contributions and earnings thereon vest at a rate of 25 % for each year of credited service for most participants, but the vesting schedule differs for certain participant groups. Employees of certain Company production facil

What it says about vesting

For contributions made prior to January 1, 2018, Company contributions and earnings thereon vest at a rate of 25 % for each year of credited service for most participants, but the vesting schedule differs for certain participant groups. Employees of certain Company production facilities, who are subject to a collective bargaining agreement, are subject to different pre-tax limits and matching contribution levels. In addition, certain production employees receive non-matching Company contributions. Investment Options All contributions are deposited by the Company in trust funds held by Vanguard Fiduciary Trust Company (“Vanguard”) or any successor trustee as may be selected by the EBTC. The values of the trust funds change according to increases or decreases in the values of the investments

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260526093135NAL0004263555001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗