Department of Labor filing

POST TRAILER REPAIRS INC

POST TRAILER REPAIRS INC 401(K) PROFIT SHARING PLAN & TRUST · For the plan year ended Dec 31, 2025

Public filing 2025 · received Jun 30, 2026Verified current terms Not available

Plan summary

What matters most

This plan has a documented employer contribution and vesting that still needs verification. Reported employer contributions rank below most comparable plans.

57Fair plan health
high confidence

See what drives the plan health score

Employer contributions versus peers14/10030% of the full model

Lower reported administrative cost87/10020% of the full model

Active-participant trend50/10010% of the full model

Net-asset trend50/10010% of the full model

Reported compliance signals100/10010% of the full model

Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

a percentage of compensation that a participant contributes to the Plan in amounts defined by the terms of the Plan.

02 · What it could be worthSee formula

The official filing does not support a reliable dollar example.

05 · Investment choicesOfficial filing detail

rgaining agreement, are subject to different pre-tax limits and matching contribution levels.

06 · Eligibility and waiting periodion All regular sales, administrative and clerical employees, and certain production employees, subject to the terms within the applicable collective bargaining agreements, may be eligible to participate in the Plan subject to the Plan’s eligibility rules.

ion All regular sales, administrative and clerical employees, and certain production employees, subject to the terms within the applicable collective bargaining agreements, may be eligible to participate in the Plan subject to the Plan’s eligibility rules.

08 · Roth 401(k)Available

the Plan. Certain Plan expenses are paid by the Company. Contributions In 2025, the pre-tax contribution amount, Roth contribution (after-tax) amount or combination of pre-tax and Roth contributions was limited to $ 23,500 per calendar year for each participant, and a catch-up contribution for individuals age 50 or over was limited to $ 7,500 per calendar year for each participant. Subject to such limitations, participants may generally make Roth or pre-tax contributions of 1 % to 50 % of their compensation, subject to the terms within the applicable collective bargaining agreements, in 1% increments. Participant contributions may be invested in any of the available investment funds. Participant contributions, and earnings thereon, are vested and non-forfeitable from the time made. The Com

09 · Employer contribution vs. peers14th percentile

$0 per active participant in 2025.

10 · Plan health57/100

Participation up 0.0% · assets up 0.0%

How the score works →

Still to verify: vesting, employee fees, automatic enrollment. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202536out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions14th percentileTypical peer $1,102 · based on 34,089 comparable plans

Lower reported administrative expense87th percentileTypical peer $40 · based on 30,048 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, POST TRAILER REPAIRS INC reported $0 in employer contributions across this plan, or $0 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating29

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison36/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions: $0
Participant contributions: $57,208
Other contributions: $0
Employer share of contributions: 0.0%
Active participants: 29
Total participants: 35
Ending assets: $396,846
Net-asset change: Up 0.0%
Beginning net assets: $303,572
Ending net assets: $396,846
Beginning liabilities: $0
Ending liabilities: $0
Total income: $114,372
Total expenses: $21,098
Administrative expenses: $195
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant

2025

Administrative cost per participant

2025

Active participants

2025

Total plan assets

2025

$396,846

Participant loans as a share of assets

2025

Not reported

Detailed filing history
Plan year	Employer money per active participant	Active participants	Plan assets
2025	$0	29	396.8K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets: Not reported
Independent accountant’s opinion: Not stated in the filing
Late participant contributions reported: Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported: Not reported
Lease defaults reported: Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported: Not reported
Public plan identifier: 621304922-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: 1
Plan effective date: Jan 1, 2000
Industry: Other services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D3H

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Post Holdings, Inc. — 11-K filed 2026-06-16 ↗

Official filing · details not yet checked

What it says about employer contributions

a percentage of compensation that a participant contributes to the Plan in amounts defined by the terms of the Plan. Effective January 1, 2018, eligibility for Company safe harbor matching contributions for eligible employees hired on or after January 1, 2018 generally begins on the first month following one year of service. Company contributions made on or after January 1, 2018 and earnings thereon generally vest 100 % upon eligibility, except for individuals subject to certain collective bargaining agreements. For contributions made prior to January 1, 2018, Company contributions and earnings thereon vest at a rate of 25 % for each year of credited service for most participants, but the vesting schedule differs for certain participant groups. Employees of certain Company production facil

What it says about vesting

For contributions made prior to January 1, 2018, Company contributions and earnings thereon vest at a rate of 25 % for each year of credited service for most participants, but the vesting schedule differs for certain participant groups. Employees of certain Company production facilities, who are subject to a collective bargaining agreement, are subject to different pre-tax limits and matching contribution levels. In addition, certain production employees receive non-matching Company contributions. Investment Options All contributions are deposited by the Company in trust funds held by Vanguard Fiduciary Trust Company (“Vanguard”) or any successor trustee as may be selected by the EBTC. The values of the trust funds change according to increases or decreases in the values of the investments

Current plan terms

Help fill the gap the filing leaves.

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260630101726NAL0015525360001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗