A current plan document is needed to verify the formula.
Department of Labor filing
Spot something wrong?PRIME MECHANICAL LLC
PRIME MECHANICAL 401(K) PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received May 5, 2026Verified current terms Not available
Plan summary
The numbers that matter first
On the filing measures we can compare, this plan looks broadly typical among similar plans.
51filing comparison
out of 100
out of 100
$1,217 was reported per active participant, but this is not a match limit.
A dated plan document is needed.
Plan-paid administrative cost per participant; fund and employee fees may be separate.
The public filing does not provide a current, complete fund menu.
A current plan document is needed.
The selected official filing does not establish a current default rate.
The reviewed official source does not establish current Roth availability.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202551out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions33rd percentileTypical peer $1,879 · based on 35,497 comparable plans
Lower reported administrative expense93rd percentileTypical peer $96 · based on 31,706 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, PRIME MECHANICAL LLC reported $7,300 in employer contributions across this plan, or $1,217 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $7,300 $1,217 per active participant
- Participant contributions
- $7,865
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 48.1%
- Active participants
- 6 Small plan
- Total participants
- 6 0 at the beginning of the year
- Ending assets
- $15,876 $2,646 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $0
- Ending net assets
- $15,876
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $15,903
- Total expenses
- $27
- Administrative expenses
- $27 $5 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$1,217
2025
$5
2025
6
2025
$15,876
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $1,217 | 6 | 15.9K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 352675726-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2025
- Industry
- Construction
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
10-K · report period Dec 31, 2025Primerica, Inc. — 10-K filed 2026-02-27 ↗
Official filing · details not yet checkedWhat it says about vesting
uarterly incentive awards expense deferred 8,485 10,334 10,546 Tax benefit associated with incentive awards 2,487 2,939 2,965 As of December 31, 2025, all agent equity awards were fully vested with the exception of approximately 13,354 shares that vested on January 1, 2026. The following table summarizes non-cash share-based compensation expense by segment included in income from continuing operations: Year ended December 31, 2025 2024 2023 (In thousands) Term Life Insurance segment $ 3,224 $ 4,974 $ 4,285 Investment and Savings Products segment 3,333 3,171 2,927 Corporate and Other Distributed Products segment 18,043 15,390 11,031 Total non-cash share-based compensation expense $ 24,600 $ 23,535 $ 18,243 (17) Statutory Accounting and Dividend Restrictions U.S. Insurance Subsidiaries. Our
What it says about fees
repreneurs who take responsibility for selling products, recruiting and developing other independent sales representatives, setting their own schedules and managing and paying the administrative expenses associated with their sales activities. • Highly accessible and low cost to entry: By offering a flexible time commitment opportunity, we are able to attract a significant number of recruits who desire to earn supplemental income and generally concentrate on smaller-sized transactions typical of middle-income consumers. Independent sales representatives are able to start their businesses with low fees, for which they receive technological support, pre-licensing training and access to licensing examination preparation programs. Independent sales representatives sell or refer products direct
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260505220624NAL0001336801042
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗