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Department of Labor filing

PROSPECT TRANSPORTATION

PROSPECT TRANSPORTATION 401(K) · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

7filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support
$173

Reported employer contributions per active participant.

Higher than about 7% of comparable plans
#People in the filing
156

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$334 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 6% of comparable plans
↗Investment performance
Not available

Plan assets changed 17.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 20247out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions7th percentileTypical peer $1,027 · based on 354 comparable plans
Lower reported administrative expense6th percentileTypical peer $132 · based on 372 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, PROSPECT TRANSPORTATION reported $27,000 in employer contributions across the plan and 156 active participants. That works out to $173 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy81%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 12.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 11.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context7/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$27,000
Participant contributions
$766,507
Other contributions
$311,230
Employer share of reported contributions
3.4%
Beginning assets
$11,594,842
Ending assets
$13,613,311
Ending net assets
$13,613,311
Ending liabilities
$0
Total income
$3,035,942
Total expenses
$1,017,473
Administrative expenses
$70,516
Participant loans
$185,036

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$197
2023
$156
2024
$173
Plan-paid administrative expenses per participant
2022
$299
2023
$261
2024
$334
Active participants
2022
151
2023
165
2024
156
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$17315613.6M20251015121352NAL0002386915001
2023$15616511.6M20240912152829NAL0008742353001
2022$1971519.9M20230929094322NAL0027531058001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
1.4%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
222725070-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Feb 1, 1997
Industry
Transportation and warehousing
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
ADP, INC.2024Not reportedunknown
ALLIANCEBERNSTEIN L.P.2024Not reportedunknown
ALLIANZ GLOBAL INVESTORS DISTRIBUTO2024Not reportedunknown
ALLSPRING GLOBAL INVESTMENTS2024Not reportedunknown
BLACKROCK INVESTMENTS, INC.2024Not reportedunknown
COHEN & STEERS CAPITAL MANAGEMENT2024Not reportedunknown
DELAWARE INVESTMENTS2024Not reportedunknown
FEF DISTRIBUTORS, LLC2024Not reportedunknown
FIDELITY DISTRIBUTORS CORP.2024Not reportedunknown
J.P. MORGAN INVESTMENT MANAGEMENT2024Not reportedunknown
LEGG MASON INVESTOR SERVICES, LLC2024Not reportedunknown
LORD ABBETT DISTRIBUTOR, LLC2024Not reportedunknown
MFS FUND DISTRIBUTORS, INC.2024Not reportedunknown
T. ROWE PRICE2024Not reportedunknown
THORNBURG SECURITIES CORPORATION2024Not reportedunknown

Current plan terms

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Filing ACK_ID20251015121352NAL0002386915001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗