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Department of Labor filing

RAFTELIS FINANCIAL CONSULTANTS

RAFTELIS FINANCIAL CONSULTANTS, INC. 401K PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 5, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

89filing comparison
out of 100

The filing signals stronger employer support and/or lower plan-paid administrative costs than many comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$7,405

Reported employer contributions per active participant.

Higher than about 87% of comparable plans
#People in the filing
189

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$9 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 96% of comparable plans
↗Investment performance
Not available

Plan assets changed 23.2%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202489out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions87th percentileTypical peer $3,137 · based on 5,509 comparable plans
Lower reported administrative expense96th percentileTypical peer $173 · based on 5,672 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, RAFTELIS FINANCIAL CONSULTANTS reported $1,399,581 in employer contributions across the plan and 189 active participants. That works out to $7,405 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy84%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 15.6%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 22.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context89/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$1,399,581
Participant contributions
$2,106,001
Other contributions
$357,133
Employer share of reported contributions
39.9%
Beginning assets
$32,869,532
Ending assets
$40,503,672
Ending net assets
$40,503,672
Ending liabilities
$0
Total income
$9,030,860
Total expenses
$1,396,720
Administrative expenses
$1,815
Participant loans
$181,178

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$6,409
2023
$7,914
2024
$7,405
Plan-paid administrative expenses per participant
2022
$11
2023
$11
2024
$9
Active participants
2022
147
2023
167
2024
189
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$7,40518940.5M20250905050938NAL0016816193001
2023$7,91416732.9M20240904065753NAL0019865345001
2022$6,40914726.3M20230806230251NAL0012989555001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.4%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
201054069-002

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 2001
Industry
Professional, scientific, and technical services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN FUNDS DISTRIBUTORS, INC.2024Not reportedunknown
BLACKROCK INVESTMENTS, INC.2024Not reportedunknown
FIDELITY DISTRIBUTORS CORP.2024Not reportedunknown
FRANKLIN TEMPLETON DISTRIBUTORS, I2024Not reportedunknown
GREAT GRAY TRUST2024Not reportedunknown
INVESCO2024Not reportedunknown
J.P. MORGAN INVESTMENT MANAGEMENT2024Not reportedunknown
MBSC SECURITIES CORPORATION, DISTRI2024Not reportedunknown
METROPOLITAN LIFE2024Not reportedunknown
METROPOLITAN WEST FUNDS2024Not reportedunknown
MFS FUND DISTRIBUTORS, INC.2024Not reportedunknown
T. ROWE PRICE2024Not reportedunknown
VANGUARD2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20250905050938NAL0016816193001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗