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Department of Labor filing

RANCHO SANTA FE ASSOCIATION

RANCHO SANTA FE ASSOCIATION 401(K) PLAN · For the plan year ended Jun 30, 2025

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Public filing 2024 · received May 4, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

61filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support
$5,983

Reported employer contributions per active participant.

Higher than about 78% of comparable plans
#People in the filing
124

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$237 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 23% of comparable plans
↗Investment performance
Not available

Plan assets changed 18.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202461out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions78th percentileTypical peer $2,620 · based on 595 comparable plans
Lower reported administrative expense23rd percentileTypical peer $101 · based on 590 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Jun 30, 2025, RANCHO SANTA FE ASSOCIATION reported $741,902 in employer contributions across the plan and 124 active participants. That works out to $5,983 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy75%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 35.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 2.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context61/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$741,902
Participant contributions
$831,676
Other contributions
$129,137
Employer share of reported contributions
47.1%
Beginning assets
$8,250,306
Ending assets
$9,740,579
Ending net assets
$9,740,579
Ending liabilities
$0
Total income
$2,740,302
Total expenses
$1,250,029
Administrative expenses
$42,437
Participant loans
Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$4,407
2023
$4,518
2024
$5,983
Plan-paid administrative expenses per participant
2022
$244
2023
$243
2024
$237
Active participants
2022
131
2023
134
2024
124
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$5,9831249.7M20260504164055NAL0000052579001
2023$4,5181348.3M20250407121940NAL0016237377001
2022$4,4071316.7M20240412152228NAL0002627681001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
Not stated in the filing
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
951132930-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jul 1, 1992
Industry
Other services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN FUNDS DISTRIBUTORS, INC.2024Not reportedunknown
COHEN & STEERS CAPITAL MANAGEMENT2024Not reportedunknown
FIDELITY DISTRIBUTORS CORP.2024Not reportedunknown
GOLDMAN SACHS2024Not reportedunknown
J.P. MORGAN INVESTMENT MANAGEMENT2024Not reportedunknown
JOHN HANCOCK FUNDS, LLC2024Not reportedunknown
LORD ABBETT DISTRIBUTOR, LLC2024Not reportedunknown
NUVEEN INVESTMENTS2024Not reportedunknown
SEI2024Not reportedunknown
TIAA-CREF FUNDS2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20260504164055NAL0000052579001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗