Department of Labor filing

RIO MARINE, INC.

RIO MARINE 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

38filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$1,675

Reported employer contributions per active participant.

Higher than about 44% of comparable plans

#People in the filing

160

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$227 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 25% of comparable plans

↗Investment performance

Not available

Plan assets changed 24.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202438out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions44th percentileTypical peer $1,905 · based on 234 comparable plans

Lower reported administrative expense25th percentileTypical peer $142 · based on 240 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, RIO MARINE, INC. reported $268,057 in employer contributions across the plan and 160 active participants. That works out to $1,675 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy81%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 101.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 63.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context38/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $268,057
Participant contributions: $734,484
Other contributions: $56,798
Employer share of reported contributions: 26.7%
Beginning assets: $3,588,544
Ending assets: $4,467,813
Ending net assets: $4,467,813
Ending liabilities: $0
Total income: $1,489,960
Total expenses: $610,691
Administrative expenses: $43,164
Participant loans: $177,540

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$832

2024

$1,675

Plan-paid administrative expenses per participant

2022

$139

2024

$227

Active participants

2022

140

2024

160

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,675	160	4.5M	20251015051207NAL0001995555001
2022	$832	140	2.5M	20231013054740NAL0043689408001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 4.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 741386280-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 16, 1968
Industry: Transportation and warehousing
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN FUNDS DISTRIBUTORS, INC.	2024	Not reported	unknown
BLACKROCK INVESTMENTS, INC.	2024	Not reported	unknown
FIDELITY DISTRIBUTORS CORP.	2024	Not reported	unknown
INVESCO	2024	Not reported	unknown
J.P. MORGAN INVESTMENT MANAGEMENT	2024	Not reported	unknown
JANUS DISTRIBUTORS, LLC	2024	Not reported	unknown
MFS FUND DISTRIBUTORS, INC.	2024	Not reported	unknown
NUVEEN INVESTMENTS	2024	Not reported	unknown
STATE STREET GLOBAL MARKETS	2024	Not reported	unknown
T. ROWE PRICE	2024	Not reported	unknown
VANGUARD	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20251015051207NAL0001995555001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗