Department of Labor filing

RIVER OAKS COUNTRY CLUB

RIVER OAKS COUNTRY CLUB 401(K) RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

66filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$2,615

Reported employer contributions per active participant.

Higher than about 89% of comparable plans

#People in the filing

418

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$228 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 13% of comparable plans

↗Investment performance

Not available

Plan assets changed 11.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202466out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions89th percentileTypical peer $1,219 · based on 246 comparable plans

Lower reported administrative expense13th percentileTypical peer $100 · based on 259 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, RIVER OAKS COUNTRY CLUB reported $1,093,101 in employer contributions across the plan and 418 active participants. That works out to $2,615 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy76%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 13.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 7.4%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context66/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,093,101
Participant contributions: $929,123
Other contributions: $30,053
Employer share of reported contributions: 54.1%
Beginning assets: $24,194,029
Ending assets: $27,034,352
Ending net assets: $27,034,352
Ending liabilities: $0
Total income: $5,156,118
Total expenses: $2,315,795
Administrative expenses: $72,025
Participant loans: $138,658

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,013

2023

$5,503

2024

$2,615

Plan-paid administrative expenses per participant

2022

$212

2023

$200

2024

$228

Active participants

2022

216

2023

221

2024

418

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,615	418	27M	20251013165033NAL0003630402001
2023	$5,503	221	24.2M	20241014102124NAL0025913009001
2022	$3,013	216	19.5M	20231016163044NAL0039035505001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.5%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 740865200-003

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2001
Industry: Arts, entertainment, and recreation
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G2J2K2T2F2E3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251013165033NAL0003630402001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗