Department of Labor filing

RS&I INC.

RS&I INC. 401 (K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

25filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$772

Reported employer contributions per active participant.

Higher than about 15% of comparable plans

#People in the filing

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$155 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 48% of comparable plans

↗Investment performance

Not available

Plan assets changed -9.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202425out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions15th percentileTypical peer $2,507 · based on 121 comparable plans

Lower reported administrative expense48th percentileTypical peer $146 · based on 129 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, RS&I INC. reported $64,880 in employer contributions across the plan and 84 active participants. That works out to $772 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy49%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 16.6%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 8.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context25/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $64,880
Participant contributions: $385,299
Other contributions: Not reported
Employer share of reported contributions: 14.4%
Beginning assets: $8,362,414
Ending assets: $7,567,747
Ending net assets: $7,567,747
Ending liabilities: $0
Total income: $1,363,553
Total expenses: $2,158,220
Administrative expenses: $28,012
Participant loans: $52,652

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$663

2023

$719

2024

$772

Plan-paid administrative expenses per participant

2022

$170

2023

$150

2024

$155

Active participants

2022

2023

2024

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$772	84	7.6M	20251014091820NAL0001162131001
2023	$719	93	8.4M	20241011105341NAL0021709553001
2022	$663	92	7.6M	20231012100020NAL0021052563001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.7%
Independent accountant’s opinion: Disclaimer of opinion Code 3
Late participant contributions reported: Not stated in the filing
Public plan identifier: 820299704-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1996
Industry: Wholesale trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2S2E3D2G2J2K2F2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
LPL FINANCIAL, LLC	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20251014091820NAL0001162131001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗