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SARATOGA-SCHENECTADY GASTROENTEROLOGY ASSOCS PC

SARATOGA-SCHENECTADY GASTROENTEROLOGY ASSOCS. P.C. RETIREMENT PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

56filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$5,667

Reported employer contributions per active participant.

Higher than about 75% of comparable plans
#People in the filing
184

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$443 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 10% of comparable plans
↗Investment performance
Not available

Plan assets changed -5.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202456out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions75th percentileTypical peer $2,397 · based on 2,295 comparable plans
Lower reported administrative expense10th percentileTypical peer $143 · based on 2,373 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SARATOGA-SCHENECTADY GASTROENTEROLOGY ASSOCS PC reported $1,042,654 in employer contributions across the plan and 184 active participants. That works out to $5,667 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy75%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 26.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 23.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context56/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$1,042,654
Participant contributions
$1,074,954
Other contributions
$256,256
Employer share of reported contributions
49.2%
Beginning assets
$28,450,969
Ending assets
$26,808,101
Ending net assets
$26,808,101
Ending liabilities
Not reported
Total income
$6,000,103
Total expenses
$7,642,971
Administrative expenses
$122,789
Participant loans
$233,601

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$7,671
2023
$7,215
2024
$5,667
Plan-paid administrative expenses per participant
2022
$581
2023
$596
2024
$443
Active participants
2022
118
2023
129
2024
184
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$5,66718426.8M20251015101917NAL0002134355001
2023$7,21512928.5M20241015180445NAL0017015219003
2022$7,67111823M20240321125835NAL0007279346002

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.9%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
141556189-002

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Nov 1, 1972
Industry
Health care and social assistance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2A2E2F2G2J2K3D3H

Current plan terms

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Filing ACK_ID20251015101917NAL0002134355001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗