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Department of Labor filing

SCHWAN COSMETICS USA, INC.

SCHWAN COSMETICS USA INC. 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 18, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

30filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support
$1,566

Reported employer contributions per active participant.

Higher than about 19% of comparable plans
#People in the filing
255

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$125 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 58% of comparable plans
↗Investment performance
Not available

Plan assets changed 10.9%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202430out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions19th percentileTypical peer $3,557 · based on 507 comparable plans
Lower reported administrative expense58th percentileTypical peer $151 · based on 492 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SCHWAN COSMETICS USA, INC. reported $399,257 in employer contributions across the plan and 255 active participants. That works out to $1,566 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy75%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 9.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 3.1%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context30/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$399,257
Participant contributions
$810,847
Other contributions
$21,419
Employer share of reported contributions
33.0%
Beginning assets
$9,028,866
Ending assets
$10,008,911
Ending net assets
$10,008,911
Ending liabilities
$0
Total income
$2,363,811
Total expenses
$1,383,766
Administrative expenses
$42,363
Participant loans
$420,037

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$1,435
2023
$1,566
2024
$1,566
Plan-paid administrative expenses per participant
2022
$129
2023
$104
2024
$125
Active participants
2022
260
2023
239
2024
255
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$1,56625510M20250918051305NAL0001614946001
2023$1,5662399M20241002051547NAL0007860193001
2022$1,4352608.2M20231014053914NAL0034623105001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
4.2%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
271669957-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 1997
Industry
Industry group 325
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
ALLIANCEBERNSTEIN L.P.2024Not reportedunknown
AMERICAN CENTURY INVESTMENT SERVICE2024Not reportedunknown
AMERICAN FUNDS DISTRIBUTORS, INC.2024Not reportedunknown
BLACKROCK INVESTMENTS, INC.2024Not reportedunknown
COLUMBIA2024Not reportedunknown
FEDERATED SECURITIES CORP.2024Not reportedunknown
FRANKLIN TEMPLETON DISTRIBUTORS, IN2024Not reportedunknown
GOLDMAN SACHS2024Not reportedunknown
INVESCO2024Not reportedunknown
LORD ABBETT DISTRIBUTOR, LLC2024Not reportedunknown
METROPOLITAN LIFE2024Not reportedunknown
NUVEEN INVESTMENTS2024Not reportedunknown
PRUDENTIAL INVESTMENTS LLC2024Not reportedunknown
PUTNAM RETAIL MANAGEMENT2024Not reportedunknown
VICTORY CAPITAL MANAGEMENT2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20250918051305NAL0001614946001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗