Department of Labor filing

SHELL WORLD OF THE FLORIDA KEYS, INC.

SHELL WORLD OF THE FLORIDA KEYS, INC. 401(K)PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received May 28, 2026Verified current terms Source dated Dec 31, 2025

Plan summary

What matters most

This plan has a documented employer contribution and immediate vesting. Reported employer contributions also rank above most comparable plans.

63Fair plan health
high confidence
100%current benefits covered
7 of 7 fields
See what drives the plan health score
Employer contributions versus peers81/10030% of the full model
Lower reported administrative cost13/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

Rather than a simple employee match, Shell contributes 2.5% of eligible pay immediately after hire, 5% after six years of service, and 10% after nine years of service.

See reviewed source ↓
02 · What it could be worthSee formula

Based on the reviewed formula; special limits may apply.

03 · VestingImmediate

Employee and Shell contributions are immediately vested.

04 · Fees and expensesCurrent terms found

Participant accounts can bear applicable administrative and investment expenses.

05 · Investment choicesReviewed lineup details

The plan offers short-term investments, company stock, pooled and mutual funds, and BrokerageLink.

06 · Eligibility and waiting periodImmediate

Eligible Shell employees receive company contributions immediately upon hire.

07 · Automatic enrollmentAvailable

New and rehired employees are automatically enrolled at 3% of base pay on a pre-tax basis unless they make another election.

08 · Roth 401(k)Available

Available. Employees may make pre-tax, Roth 401(k), and traditional after-tax contributions, and the plan allows in-plan Roth conversions.

09 · Employer contribution vs. peers81th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Reviewed current terms appear below.

Filing comparison · 202561out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions81st percentileTypical peer $1,137 · based on 5,936 comparable plans
Lower reported administrative expense13th percentileTypical peer $47 · based on 5,539 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, SHELL WORLD OF THE FLORIDA KEYS, INC. reported $61,901 in employer contributions across this plan, or $2,948 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating21

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison61/100

Compared with similarly sized plans in the same industry.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$61,901
$2,948 per active participant
Participant contributions
$35,464
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
63.6%
Active participants
21
Small plan
Total participants
21
20 at the beginning of the year
Ending assets
$1,421,216
$67,677 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$1,205,574
Ending net assets
$1,421,216
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$261,089
Total expenses
$45,447
Administrative expenses
$10,365
$494 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$2,948
Administrative cost per participant
2025
$494
Active participants
2025
21
Total plan assets
2025
$1,421,216
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$2,948211.4M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
592145673-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 1992
Industry
Industry group 45
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2J2K2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

10-K · report period Dec 31, 2025Hilton Worldwide Holdings Inc. — 10-K filed 2026-02-11
Official filing · details not yet checked
What it says about fees

d by the Hilton Honors program are subsequently applied to reimburse properties and strategic partners for Hilton Honors points redemptions by Hilton Honors members and to pay for administrative expenses and marketing initiatives that support the program. 6 Our Business As of December 31, 2025, our existing system included the following properties and rooms, by type, brand and region: Ownership (1) Managed Franchised / Licensed Total Properties Rooms Properties Rooms Properties Rooms Properties Rooms Waldorf Astoria Hotels & Resorts 2 463 37 9,225 — — 39 9,688 Conrad Hotels & Resorts 1 164 44 14,121 5 2,779 50 17,064 LXR Hotels & Resorts — — 7 1,155 11 1,788 18 2,943 NoMad — — 1 91 — — 1 91 Signia by Hilton — — 5 3,293 — — 5 3,293 Canopy by Hilton — — 14 2,393 34 6,103 48 8,496 Hilton Hote

Verified plan terms

What dated primary sources say

These terms come from reviewed official sources. Blank items remain unknown rather than inferred.

Employer contribution
Rather than a simple employee match, Shell contributes 2.5% of eligible pay immediately after hire, 5% after six years of service, and 10% after nine years of service.
Eligibility
Eligible Shell employees receive company contributions immediately upon hire.
Vesting
Employee and Shell contributions are immediately vested.
Investment information
The plan offers short-term investments, company stock, pooled and mutual funds, and BrokerageLink. Employees who make no choice default into a BlackRock LifePath fund based on their birth date.
Automatic enrollment
New and rehired employees are automatically enrolled at 3% of base pay on a pre-tax basis unless they make another election.
Roth contributions
Available. Employees may make pre-tax, Roth 401(k), and traditional after-tax contributions, and the plan allows in-plan Roth conversions.
Participant fees
Participant accounts can bear applicable administrative and investment expenses. The plan reported $7.2 million in administrative expenses for 2025 but does not state one universal employee fee.

Source: Shell Provident Fund — 2025 Form 11-K · dated Dec 31, 2025

Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260528134719NAL0008864579001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗