Department of Labor filing

SHELLA HOME CARE

SHELLA HOME CARE · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jun 16, 2026Verified current terms Source dated Dec 31, 2025

Plan summary

What matters most

This plan has a documented employer contribution and immediate vesting. Reported employer contributions are around the middle of comparable plans.

65Strong plan health
high confidence
100%current benefits covered
7 of 7 fields
See what drives the plan health score
Employer contributions versus peers37/10030% of the full model
Lower reported administrative cost71/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

Rather than a simple employee match, Shell contributes 2.5% of eligible pay immediately after hire, 5% after six years of service, and 10% after nine years of service.

See reviewed source ↓
02 · What it could be worthSee formula

Based on the reviewed formula; special limits may apply.

03 · VestingImmediate

Employee and Shell contributions are immediately vested.

04 · Fees and expensesCurrent terms found

Participant accounts can bear applicable administrative and investment expenses.

05 · Investment choicesReviewed lineup details

The plan offers short-term investments, company stock, pooled and mutual funds, and BrokerageLink.

06 · Eligibility and waiting periodImmediate

Eligible Shell employees receive company contributions immediately upon hire.

07 · Automatic enrollmentAvailable

New and rehired employees are automatically enrolled at 3% of base pay on a pre-tax basis unless they make another election.

08 · Roth 401(k)Available

Available. Employees may make pre-tax, Roth 401(k), and traditional after-tax contributions, and the plan allows in-plan Roth conversions.

09 · Employer contribution vs. peers37th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Reviewed current terms appear below.

Filing comparison · 202547out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions37th percentileTypical peer $378 · based on 348 comparable plans
Lower reported administrative expense71st percentileTypical peer $19 · based on 409 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, SHELLA HOME CARE reported $31,033 in employer contributions across this plan, or $171 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating181

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison47/100

Compared with similarly sized plans in the same industry.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$31,033
$171 per active participant
Participant contributions
$85,898
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
26.5%
Active participants
181
Mid-size plan
Total participants
198
121 at the beginning of the year
Ending assets
$253,967
$1,283 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$114,040
Ending net assets
$253,967
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$148,473
Total expenses
$8,546
Administrative expenses
$1,242
$6 per active participant
Participant loans
$665
0.3% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$171
Administrative cost per participant
2025
$6
Active participants
2025
181
Total plan assets
2025
$253,967
Participant loans as a share of assets
2025
0.3%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$171181254K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
0.3%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
472973903-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2024
Industry
Other services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D

Verified plan terms

What dated primary sources say

These terms come from reviewed official sources. Blank items remain unknown rather than inferred.

Employer contribution
Rather than a simple employee match, Shell contributes 2.5% of eligible pay immediately after hire, 5% after six years of service, and 10% after nine years of service.
Eligibility
Eligible Shell employees receive company contributions immediately upon hire.
Vesting
Employee and Shell contributions are immediately vested.
Investment information
The plan offers short-term investments, company stock, pooled and mutual funds, and BrokerageLink. Employees who make no choice default into a BlackRock LifePath fund based on their birth date.
Automatic enrollment
New and rehired employees are automatically enrolled at 3% of base pay on a pre-tax basis unless they make another election.
Roth contributions
Available. Employees may make pre-tax, Roth 401(k), and traditional after-tax contributions, and the plan allows in-plan Roth conversions.
Participant fees
Participant accounts can bear applicable administrative and investment expenses. The plan reported $7.2 million in administrative expenses for 2025 but does not state one universal employee fee.

Source: Shell Provident Fund — 2025 Form 11-K · dated Dec 31, 2025

Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260616163656NAL0000734115001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗