Department of Labor filing
Spot something wrong?SHELLEY M. SHEPARD, M.D., P.C.
SHELLEY M. SHEPARD, M. D. , P. C. RETIREMENT PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jan 22, 2026Verified current terms Source dated Dec 31, 2025
Plan summary
What matters most
This plan has a documented employer contribution and immediate vesting. Reported employer contributions also rank above most comparable plans.
72Strong plan health
high confidence
high confidence
100%current benefits covered
7 of 7 fields
7 of 7 fields
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
Rather than a simple employee match, Shell contributes 2.5% of eligible pay immediately after hire, 5% after six years of service, and 10% after nine years of service.
See reviewed source ↓Based on the reviewed formula; special limits may apply.
Employee and Shell contributions are immediately vested.
Participant accounts can bear applicable administrative and investment expenses.
The plan offers short-term investments, company stock, pooled and mutual funds, and BrokerageLink.
Eligible Shell employees receive company contributions immediately upon hire.
New and rehired employees are automatically enrolled at 3% of base pay on a pre-tax basis unless they make another election.
Available. Employees may make pre-tax, Roth 401(k), and traditional after-tax contributions, and the plan allows in-plan Roth conversions.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Reviewed current terms appear below.
Filing comparison · 202576out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions95th percentileTypical peer $1,906 · based on 56,903 comparable plans
Lower reported administrative expense31st percentileTypical peer $71 · based on 50,652 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, SHELLEY M. SHEPARD, M.D., P.C. reported $59,965 in employer contributions across this plan, or $14,991 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $59,965 $14,991 per active participant
- Participant contributions
- $37,127
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 61.8%
- Active participants
- 4 Small plan
- Total participants
- 6 6 at the beginning of the year
- Ending assets
- $1,660,228 $276,705 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $1,358,323
- Ending net assets
- $1,660,228
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $303,912
- Total expenses
- $2,007
- Administrative expenses
- $1,798 $300 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$14,991
2025
$300
2025
4
2025
$1,660,228
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $14,991 | 4 | 1.7M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 200198724-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2004
- Industry
- Health care and social assistance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2A2E2F2G2J2K2T3D
Verified plan terms
What dated primary sources say
These terms come from reviewed official sources. Blank items remain unknown rather than inferred.
- Employer contribution
- Rather than a simple employee match, Shell contributes 2.5% of eligible pay immediately after hire, 5% after six years of service, and 10% after nine years of service.
- Eligibility
- Eligible Shell employees receive company contributions immediately upon hire.
- Vesting
- Employee and Shell contributions are immediately vested.
- Investment information
- The plan offers short-term investments, company stock, pooled and mutual funds, and BrokerageLink. Employees who make no choice default into a BlackRock LifePath fund based on their birth date.
- Automatic enrollment
- New and rehired employees are automatically enrolled at 3% of base pay on a pre-tax basis unless they make another election.
- Roth contributions
- Available. Employees may make pre-tax, Roth 401(k), and traditional after-tax contributions, and the plan allows in-plan Roth conversions.
- Participant fees
- Participant accounts can bear applicable administrative and investment expenses. The plan reported $7.2 million in administrative expenses for 2025 but does not state one universal employee fee.
Source: Shell Provident Fund — 2025 Form 11-K ↗ · dated Dec 31, 2025
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260122172549NAL0008409472001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗