Department of Labor filing

SHELTER SYSTEMS LIMITED

SHELTER SYSTEMS LTD 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Jul 17, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

69filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$4,575

Reported employer contributions per active participant.

Higher than about 94% of comparable plans

#People in the filing

109

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$364 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 9% of comparable plans

↗Investment performance

Not available

Plan assets changed 15.9%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202469out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions94th percentileTypical peer $1,418 · based on 171 comparable plans

Lower reported administrative expense9th percentileTypical peer $147 · based on 180 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SHELTER SYSTEMS LIMITED reported $498,722 in employer contributions across the plan and 109 active participants. That works out to $4,575 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy75%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 22.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 26.1%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context69/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $498,722
Participant contributions: $664,963
Other contributions: Not reported
Employer share of reported contributions: 42.9%
Beginning assets: $13,038,263
Ending assets: $15,114,556
Ending net assets: $15,114,556
Ending liabilities: $0
Total income: $3,144,359
Total expenses: $1,068,066
Administrative expenses: $58,174
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$5,894

2023

$6,016

2024

$4,575

Plan-paid administrative expenses per participant

2022

$288

2023

$306

2024

$364

Active participants

2022

128

2023

124

2024

109

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$4,575	109	15.1M	20250717090341NAL0000025633001
2023	$6,016	124	13M	20240717102740NAL0004247953001
2022	$5,894	128	10M	20230726085236NAL0020821986001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: Not stated in the filing
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 521804297-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jun 1, 1994
Industry: Industry group 321
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E3D2G2J2K2F2T3F

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
MERRILL LYNCH,PIERCE,FENNER&SMITH	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250717090341NAL0000025633001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗