SHERWIN WILLIAMS CREDIT UNION

Plan. In the absence of participant direction, contributions are directed to an age-appropriate T. Rowe Price target date retirement fund. Employer Contributions The Company makes matching contributions of 100 % on the first 6 % of eligible employee contributions beginning the quarter following the employees' one-year anniversary with the Company. In addition to the matching contribution, the Company may elect to make discretionary contributions. Participants direct the investment of Company contributions into various investment options offered by the Plan. In the absence of participant direction, Company contributions are directed to Company common stock. Effective October 1, 2025, the Company temporarily paused the Company's matching contributions under the Plan for eligible employees. I

nuary 1, 2017 are 100 % vested in Company contributions. Participants hired or rehired on or after January 1, 2017 are 100 % vested in Company contributions after completing three years of vesting service. The vesting service period begins at a participant's hire or adjusted service date. There is no partial vesting. Participants that leave the Company before completing three years of vesting service forfeit all Company contributions made on their behalf. Forfeitures Forfeited balances of terminated participants’ unvested accounts are used to reduce future Company contributions. Forfeitures used to reduce Company contributions for the year ended December 31, 2025 were $ 3,083,637 . Forfeited accounts were $ 1,138,554 and $ 150,034 at December 31, 2025 and 2024, respectively. Notes Receivab

ship in the Plan; and (c) is employed in the United States or is a United States citizen if not employed therein. Enrollment Eligible employees hired or rehired by the Company are automatically enrolled in the Plan. Employee contributions are established at 3 % of pre-tax earnings. Eligible new hires may change the pre-selected enrollment option, including all or a portion of the contribution source to post-tax earnings or choose not to participate in the Plan prior to being automatically enrolled. If new hires choose not to change the automatic enrollment employee contribution level of 3 %, the employee contribution level will increase at the beginning of each subsequent plan year by 1 %, until either the employee individually changes the employee contribution level or the employee contri

Hardship withdrawals, which are regulated by the Internal Revenue Service, are permitted for participants incurring an immediate and heavy financial need, as defined by the Plan. Administrative Fees Costs and expenses of administering the Plan are primarily borne by the Company, with the exception of certain recordkeeping fees, fees relating to participant loan activity and qualified domestic relations orders, which are borne by the eligible employees. At times, the Plan receives revenue credits from Fidelity Management Trust Company (the Trustee), which are recorded as Other income on the Statement of Changes in Net Assets Available for Benefits. Additional Information Further information about the Plan is contained in the Plan's Summary Plan Description (SPD). Copies of the SPD are avai