Department of Labor filing

SINCLAIR AND RUSH, INC.

S&R EMPLOYEES RETIREMENT SAVINGS PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 9, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

33filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$1,223

Reported employer contributions per active participant.

Higher than about 35% of comparable plans

#People in the filing

342

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$221 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 29% of comparable plans

↗Investment performance

Not available

Plan assets changed 7.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202433out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions35th percentileTypical peer $1,735 · based on 443 comparable plans

Lower reported administrative expense29th percentileTypical peer $150 · based on 447 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SINCLAIR AND RUSH, INC. reported $418,345 in employer contributions across the plan and 342 active participants. That works out to $1,223 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy84%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 46.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 18.1%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context33/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $418,345
Participant contributions: $1,341,550
Other contributions: $656
Employer share of reported contributions: 23.8%
Beginning assets: $20,267,436
Ending assets: $21,820,805
Ending net assets: $21,820,805
Ending liabilities: Not reported
Total income: $3,911,413
Total expenses: $2,356,974
Administrative expenses: $96,709
Participant loans: $529,741

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$837

2023

$1,033

2024

$1,223

Plan-paid administrative expenses per participant

2022

$187

2023

$180

2024

$221

Active participants

2022

411

2023

383

2024

342

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,223	342	21.8M	20251009070327NAL0006223745002
2023	$1,033	383	20.3M	20240930120207NAL0010114736001
2022	$837	411	16.9M	20231005144026NAL0014501283001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 431153069-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1988
Industry: Industry group 326
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
CHARLES SCHWAB INVESTMENT MGMT, INC	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251009070327NAL0006223745002

Data sourceDOL Form 5500 bulk data ↗

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