The Company's matching contribution for all participating employees is 100 % of the first 3 % of contributions made by an eligible employee plus 50 % match up to the next 2 %.
Department of Labor filing
Spot something wrong?SINCLAIR BUICK-GMC TRUCK, INC. DBA DAVE SINCLAIR BUICK GMC, INC.
2 retirement plans combined · For the plan year ended Dec 31, 2025
Latest public filing 2025 · received Jul 15, 2026
At a glance
The details employees usually care about
Bottom line: The employer contribution is documented. Vesting is not confirmed yet. Reported employer money is near the middle of its peer group.
There is not enough detail for a reliable example.
t notes receivable 95,046,990 Contributions: Participants 35,002,102 Employer 16,745,032 Rollovers 9,125,602 Total contributions 60,872,736 Deductions: Benefit payments 82,645,533 Administrative expenses 342,264 Distributions of participant loans 271,693 Total deductions 83,259,490 Net increase 72,660,236 Net assets available for benefits: Beginning of the year 692,298,895 End of the year $ 764,959,131 See notes to the financial statements.
after two years of service, 40 % vested after three years of service, 60 % vested after four years of service, 80 % vested after five year t notes receivable 95,046,990 Contributions: Participants 35,002,102 Employer 16,745,032 Rollovers 9,125,602 Total contributions 60,872,736 Deductions: Benefit payments 82,645,533 Administrative expenses 342,264 Distributions of participant loans 271,693 Total deductions 83,259,490 Net increase 72,660,236 Net assets available for benefits: Beginning of the year 692,298,895 End of the year $ 764,959,131 See notes to the financial statements
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
Still checking: vesting, investment choices, automatic enrollment, Roth availability
These details may be in documents available only to employees. We leave them blank until we find a dated source.
What to check first: the match, vesting, waiting period and fees. Use the filing history to see how the plan has changed over time.
One limitation: public filings do not show your personal investment returns. A blank means we could not verify the answer; it does not count against the plan. We still need a current plan document for today’s benefit rules.
The short version
What employees should know
For the year ended Dec 31, 2025, SINCLAIR BUICK-GMC TRUCK, INC. DBA DAVE SINCLAIR BUICK GMC, INC. reported $476,953 in employer contributions across its retirement plans, or $3,097 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These totals combine every public plan record tied to this employer. They are not individual account balances.
- Employer contributions
- $476,953 $3,097 per active participant
- Participant contributions
- $622,224
- Other contributions
- $1,127 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 43.3%
- Active participants
- 154 Mid-size plan
- Total participants
- 171 160 at the beginning of the year
- Ending assets
- $14,763,099 $86,334 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $12,109,294
- Ending net assets
- $14,763,099
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $3,280,510
- Total expenses
- $626,705
- Administrative expenses
- $32,719 $191 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
These charts combine the employer’s public plans by filing year. Missing values remain blank rather than becoming zero.
2025
$3,097
2025
$191
2025
154
2025
$14,763,099
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $3,097 | 154 | 14.8M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 431632423-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2011
- Industry
- Retail trade
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H
All plans from this employer
2 public plan records roll up to this profile
The employer totals above combine these records by year. Open an individual plan for its own filing details.
Company filings
Retirement-plan details in SEC filings
These are relevant passages from company filings. Open the filing for context; a passage only becomes a current plan term after we check its wording and date.
11-K · report period Dec 31, 2025Sinclair, Inc. — 11-K filed 2026-06-25 ↗
Primary source · awaiting reviewEmployer contributions
The Company's matching contribution for all participating employees is 100 % of the first 3 % of contributions made by an eligible employee plus 50 % match up to the next 2 %. All matching contributions are 100 % vested immediately. The maximum Company match is 4 % for participants who elect to contribute 5 % or greater. Participants who received the Company match prior to the Safe Harbor Match amendment, which became effective as of January 1, 2018, are subject to the vesting schedule in place at the time of the earned match. Participants subject to the prior vesting schedule become 20 % vested in Employer contribution amounts credited to their account after two years of service, 40 % vested after three years of service, 60 % vested after four years of service, 80 % vested after five year
Vesting
nge in Diamond ownership. As a result of this transaction, employees of Diamond ceased to be eligible to participate in the Plan. Assets attributable to affected participants were fully vested and transferred out of the Plan in accordance with regulatory requirements. The divestiture did not have a material impact on the overall financial condition of the Plan. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (“ERISA”). The Plan is a defined contribution plan covering substantially all of the Company’s employees. Empower is the third party administrator of the Plan. Empower Trust Company is the trustee of the Plan. Empower is the administrator of the Plan and operates the plan in accordance with the Plan documents. The Board of Directors of Sincl
Fees
t notes receivable 95,046,990 Contributions: Participants 35,002,102 Employer 16,745,032 Rollovers 9,125,602 Total contributions 60,872,736 Deductions: Benefit payments 82,645,533 Administrative expenses 342,264 Distributions of participant loans 271,693 Total deductions 83,259,490 Net increase 72,660,236 Net assets available for benefits: Beginning of the year 692,298,895 End of the year $ 764,959,131 See notes to the financial statements. 3 Sinclair, Inc. 401(k) Retirement Savings Plan NOTES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 NOTE 1 - PLAN DESCRIPTION The following description of Sinclair, Inc. 401(k) Retirement Savings Plan (the “Plan”) provides only general information. Participants should refer to the Summary Plan Description for a more complete description of the Plan
Current plan terms
Help fill the gap the filing leaves.
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Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_IDEMPLOYER-2025
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗