Department of Labor filing

SMITH BAGLEY, INC. DBA CELLULAR

SMITH BAGLEY, INC. DBA CELLULAR ONE 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 29, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

57filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,209

Reported employer contributions per active participant.

Higher than about 60% of comparable plans

#People in the filing

137

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$169 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 48% of comparable plans

↗Investment performance

Not available

Plan assets changed 8.9%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202457out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions60th percentileTypical peer $2,724 · based on 177 comparable plans

Lower reported administrative expense48th percentileTypical peer $151 · based on 180 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SMITH BAGLEY, INC. DBA CELLULAR reported $439,565 in employer contributions across the plan and 137 active participants. That works out to $3,209 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy75%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 11.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 17.4%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context57/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $439,565
Participant contributions: $917,123
Other contributions: Not reported
Employer share of reported contributions: 32.4%
Beginning assets: $14,567,896
Ending assets: $15,865,815
Ending net assets: $15,865,815
Ending liabilities: $0
Total income: $3,156,725
Total expenses: $1,858,806
Administrative expenses: $33,554
Participant loans: $444,365

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,888

2023

$3,146

2024

$3,209

Plan-paid administrative expenses per participant

2022

$144

2023

$147

2024

$169

Active participants

2022

156

2023

153

2024

137

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,209	137	15.9M	20250929051347NAL0010923361001
2023	$3,146	153	14.6M	20240828051207NAL0005580467001
2022	$2,888	156	12.4M	20230911100548NAL0041679938001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 521626137-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2002
Industry: Information
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
DIMENSIONAL FUND ADVISORS	2024	Not reported	unknown
VANGUARD	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250929051347NAL0010923361001

Data sourceDOL Form 5500 bulk data ↗

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