Department of Labor filing

SPERRY RAIL, INC.

SPERRY RAIL, INC. SAVINGS & INVESTMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Aug 18, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

37filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$1,609

Reported employer contributions per active participant.

Higher than about 47% of comparable plans

#People in the filing

367

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$259 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 14% of comparable plans

↗Investment performance

Not available

Plan assets changed 23.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202437out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions47th percentileTypical peer $1,654 · based on 455 comparable plans

Lower reported administrative expense14th percentileTypical peer $138 · based on 457 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SPERRY RAIL, INC. reported $590,603 in employer contributions across the plan and 367 active participants. That works out to $1,609 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy89%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 5.5%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 34.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context37/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $590,603
Participant contributions: $1,674,279
Other contributions: $1,854,260
Employer share of reported contributions: 26.1%
Beginning assets: $30,614,550
Ending assets: $37,674,142
Ending net assets: $37,674,142
Ending liabilities: Not reported
Total income: $9,190,290
Total expenses: $2,130,698
Administrative expenses: $108,913
Participant loans: $466,910

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,703

2023

$1,455

2024

$1,609

Plan-paid administrative expenses per participant

2022

$192

2023

$202

2024

$259

Active participants

2022

336

2023

362

2024

367

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,609	367	37.7M	20250818162120NAL0002442496001
2023	$1,455	362	30.6M	20240830111057NAL0031918210001
2022	$1,703	336	24.7M	20230927142110NAL0007217891001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 060917470-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Mar 20, 1994
Industry: Industry group 336
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
TRANSAMERICA RETIREMENT SOLUTIONS	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250818162120NAL0002442496001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗