Department of Labor filing

SPIRE HOSPITALITY, LLC

SPIRE HOSPITALITY, LLC 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 9, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

27filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$254

Reported employer contributions per active participant.

Higher than about 22% of comparable plans

#People in the filing

1,905

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$79 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 38% of comparable plans

↗Investment performance

Not available

Plan assets changed 4.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202427out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions22nd percentileTypical peer $559 · based on 136 comparable plans

Lower reported administrative expense38th percentileTypical peer $59 · based on 138 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SPIRE HOSPITALITY, LLC reported $483,854 in employer contributions across the plan and 1,905 active participants. That works out to $254 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy89%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 30.6%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 15.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context27/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $483,854
Participant contributions: $2,569,001
Other contributions: $665,658
Employer share of reported contributions: 15.8%
Beginning assets: $21,134,381
Ending assets: $22,049,153
Ending net assets: $22,040,546
Ending liabilities: $8,607
Total income: $6,447,586
Total expenses: $5,531,854
Administrative expenses: $214,594
Participant loans: $491,745

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$195

2023

$204

2024

$254

Plan-paid administrative expenses per participant

2022

$69

2023

$61

2024

$79

Active participants

2022

1,840

2023

2,317

2024

1,905

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$254	1,905	22M	20251009095027NAL0003473891001
2023	$204	2,317	21.1M	20241015133942NAL0028605649001
2022	$195	1,840	16.9M	20231013130706NAL0033923665001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 363087906-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Feb 1, 1990
Industry: Accommodation and food services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2T2E2J2F2G2K3H3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
EMPOWER ANNUITY INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251009095027NAL0003473891001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗